STOLTENBERG CONSULTING INC

5815 LIBRARY RD
BETHEL PARK, PA 15102

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 12th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 12% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 17% of the market.
Good

Similar Businesses

Business Stats

Policy History

Term Carrier Premium LCM
2024

1.853
2024

1.926
2024

2.382
2024

1.900
2024

1.224
2024

1.866
2024

-
2024

-
2024

0.913
2024

0.926
2024

1.000
2024

0.852
2024

0.875
2024

1.000
2024

1.000
2024

-
2024
08-06-2023

0.960
2024
08-06-2023

0.942
2024
08-06-2023

0.727
2024
08-06-2023

1.015
2023

1.853
2023

1.926
2023

1.830
2023

1.900
2023

1.224
2023

1.866
2023

-
2023

0.913
2023

0.926
2023

0.852
2023

1.015
2023

0.875
2023

1.000
2023

1.000
2023
08-07-2022

0.960
2023
08-07-2022

0.942
2023
08-07-2022

1.015
2023
08-07-2022

0.724
2023
08-07-2022

1.000
2023
05-29-2023

-
2022

1.986
2022

1.861
2022

1.900
2022

0.960
2022

1.224
2022

1.866
2022

-
2022

-
2022

0.926
2022

1.190
2022

-
2022

0.913
2022

2.309
2022

0.730
2022

0.926
2022

1.000
2022

0.852
2022

1.545
2022

1.925
2022

1.015
2022

0.874
2022

2.411
2022

1.000
2022

2.220
2022

1.000
2022

1.955
2022
05-29-2021

2.310
2022
05-29-2021

2.858
2022
05-29-2021

2.401
2022
05-29-2021

1.870
2022
05-29-2021

2.230
2022
05-29-2021

1.725
2022
05-29-2021

1.990
2022
05-29-2021

2.300
2022
05-29-2021

-
2022
05-29-2021

2.498
2022
05-29-2021

2.098
2022
05-29-2021

2.255
2022
05-29-2021

1.685
2022
05-29-2021

2.559
2022
07-30-2021

2.000
2021

0.850
2021

-
2021

1.040
2021

1.061
2021

1.073
2021

-
2021

1.125
2021

-
2021

0.900
2021

-
2021

-
2021

1.155
2021

2.100
2021

2.569
2021

1.300
2021

0.981
2021

-
2021

0.850
2021

2.112
2021

2.000
2021

1.976
2021

1.000
2021

2.355
2021

0.965
2021

1.000
2021
05-29-2020

1.842
2021
05-29-2020

2.620
2021
05-29-2020

1.470
2021
05-29-2020

2.518
2021
05-29-2020

-
2021
05-29-2020

2.610
2021
05-29-2020

2.111
2021
05-29-2020

1.101
2021
05-29-2020

2.000
2021
05-29-2020

-
2021
05-29-2020

2.207
2021
05-29-2020

1.740
2021
05-29-2020

1.691
2021
05-29-2020

1.486
2021
05-29-2020

2.728
2021
05-29-2021

0.840
2021
05-29-2021

1.465
2020

1.788
2020

1.656
2020

-
2020

1.300
2020

2.518
2020

2.531
2020

1.760
2020

1.101
2020

-
2020

2.083
2020

2.569
2020

1.700
2020

1.691
2020

1.486
2020

2.112
2020

2.346
2020

-
2020

1.902
2020

1.436
2020
05-29-2019

1.957
2019

1.788
2019

-
2019

1.656
2019

-
2019

1.300
2019

2.518
2019

2.256
2019

1.760
2019

1.020
2019

-
2019

2.083
2019

2.083
2019

-
2019

1.630
2019

1.691
2019

1.486
2019

-
2019

2.174
2019

1.902
2019

1.409
2018

-
2018

2.158
2018

-
2018

1.387
2018

2.133
2018

-
2018

1.312
2018

1.020
2018

-
2018

1.642
2018

-
2018

-
2018

1.305
2018

-
2018

2.174
2018

1.906
2018

-
2017

-
2017

2.158
2017

-
2017

1.387
2017

1.246
2017

2.069
2017

-
2017

1.642
2017

1.305
2017

2.069
2017

1.448
2017

1.906
2017

-
2016

-
2016

-
2016

-
2016

-
2016

-
2016

-
2016

1.387
2016

1.387
2016

1.219
2016

2.069
2016

-
2016

1.574
2016

1.305
2016

1.305
2016

2.069
2016

1.448
2016

1.906
2016

-
2016
05-29-2015

2.069
2016
05-29-2015

2.069
2015

-
2015

-
2015

-
2015

1.254
2015

-
2015

-
2015

1.908
2015

-
2015

1.574
2015

1.305
2015

1.908
2015

-
2015

-
2015

-
2014

-
2014

-
2014

-
2014

1.387
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2013

-
2013

-
2013

-
2013

-
2013

-
2013
05-29-2013

-
2012

-
2012

-
2012

-
2012
05-29-2012

-
2011

-
2011
05-29-2010

-
2011
05-29-2010

-
2011
05-29-2011

-
2010

-
2010
05-29-2010

-
2009

-
2009
05-29-2009

-

Contacts

Upepk Tgvuvsqnjnw
CEO
(940) 985-5867
kjyuk@zlyueoaqzhc.bom

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(025) 202-1207
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BKBYWTQ OTCSE
(455) 381-1662
RQVHPK@LGNSOSGQHHH.YRT

PWTZ NXMNC
Benefits Admin
(543) 890-1166
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Benefits Admin
(416) 351-4899
424

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Benefits Admin
(418) 181-7387
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FINLWV ZOGLYVX
Benefits Admin
(344) 501-1409
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Benefits Admin
(363) 462-6898
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Benefits Admin
(176) 376-9961
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Benefits Admin
(826) 002-2394
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OZMTI AXNSGXNKATK
Benefits Admin
(427) 172-3273
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Principal
(239) 562-7833
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Qfrwmicf Vgvpy
Manager, Strategic Services
(784) 095-8737
0c14

Industry Classification

Retirement Benefits

Financials

2022
BOY Assets: $ 0
Liabilities: $ 0
EE Contrib: $ 15,806
Emp Contrib: $ 0
Income/Loss: $ 44
Total Income: $ 15,850
Paid Benefits: $ 1,037
Expenses: $ 0
  Commission: $ 8
Net Income: $ 14,805
Net Assets: $ 14,805

Participants

2022
Total Participants:8
Active Part.:6
Retired Part.:
Deceased Part.:

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

2022202120202019201820172016201520142013
BOY Assets: $ 0 $ 7 $ 3
Liabilities: $ 0 $ 2 $ 7 $ 676 $ 2 $ 7 $ 5
EE Contrib: $ 0 $ 8 $ 59 $ 8 $ 81
Emp Contrib: $ 0 $ 7 $ 9 $ 4 $ 2
Income/Loss: $ 0 $ 3 $ 7 $ 6 $ 0
Total Income: $ 0 $ 2 $ 33 $ 47 $ 5 $ 4 $ 8 $ 36
Paid Benefits: $ 0 $ 7 $ 8 $ 63 $ 3 $ 8 $ 1
Expenses: $ 0 $ 4 $ 6 $ 1 $ 584
  Commission: $ 0 $ 87 $ 7 $ 79 $ 5
Net Income: $ 0 $ 182 $ 25 $ 25 $ 59 $ 8 $ 0
Net Assets: $ 0 $ 50 $ 7 $ 0 $ 2 $ 2 $ 2 $ 24 $ 1 $ 78

Participants

2022202120202019201820172016201520142013
Total Participants:109489268335477749801295195838
Active Part.:109819484402775790440701619607
Retired Part.:380c00ef83d9c08ee4
Deceased Part.:8a01dff822d8f7dad

Insurance

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Renewal:12-31-2022
Covered:183
  1. Dental
  2. Vision
  3. Life Insurance
  4. Temp. Disability Insurance
  5. Long Term Disab. Ins
  6. ACCIDENTAL DEATH AND DISMEMBERMENT, EMPLOYEE ASSISTANCE PROGRAM

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 160,034
Commission6.9% $ 11,036
Fees5.07% $ 8,111
Brokers

Providers

No Providers

Features

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).

    4Q - Other.

Motor Carrier