BERG EUROPIPE HOLDING CORP

5315 W 19TH ST
PANAMA CITY, FL 32401

Talking Points

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 14% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 28.6% of the market.
Good

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2023

1.759
2023

1.602
2023

-
2022

1.759
2022

1.602
2022

-
2021

1.759
2021

1.602
2020

1.759
2020

1.602
2020

-
2019

1.602
2019

-
2019

1.759
2018

1.602
2018

-
2018

1.759
2017

-
2017

2.264
2016

-
2015

-
2014
01-01-2014

-
2013
01-01-2013

-
2012
01-01-2012

-
2011
01-01-2011

-
2010
01-01-2010

-
2009
01-01-2009

-

Contacts

c
(608) 886-8673
d4ea

8f1
(875) 339-6023
ca23

ZDORLU JMKODOHO
Benefits Admin
(168) 461-7356
7c4d

TFRRYX PMVVRHIF
Benefits Admin
(137) 849-1082
79ec

PVFFTK SEBGLH
Benefits Admin
(529) 946-0098
090

Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 51,010,994 $ 63,498,189 $ 31,389,686 $ 3,812,178 $ 88,614,363 $ 25,914,312 $ 93,271,233 $ 85,885,294 $ 67,423,765 $ 21,494,960 $ 63,066,414 $ 67,546,592
Liabilities: $ 0 $ 8 $ 38 $ 8 $ 467 $ 75 $ 14 $ 16 $ 9 $ 44,430 $ 53,074 $ 191,660
EE Contrib: $ 1,711,473 $ 7,806,803 $ 3,488,803 $ 6,398,104 $ 8,370,344 $ 8,432,722 $ 6,284,918 $ 2,801,012 $ 4,756,394 $ 8,515,904 $ 910,417 $ 3,295,602
Emp Contrib: $ 725,810 $ 442,673 $ 8,002,525 $ 1,411,001 $ 8,827,409 $ 6,598,508 $ 8,511,011 $ 172,075 $ 439,217 $ 451,233 $ 723,314 $ 5,948,541
Income/Loss: $ 3,043,684 $ 5,516,684 $ 2,487,206($ 6,258,959) $ 3,561,738 $ 9,708,957($ 99,542) $ 272,873 $ 2,819,118 $ 5,240,517($ 176,790) $ 384,227
Total Income: $ 8,011,623 $ 6,245,475 $ 36,128,355 $ 5,444,673 $ 2,445,244 $ 4,943,968 $ 754,800 $ 2,785,459 $ 3,134,842 $ 8,576,321 $ 5,600,012 $ 9,110,591
Paid Benefits: $ 8,861,144 $ 5,202,023 $ 8,542,977 $ 5,736,395 $ 6,148,152 $ 4,173,297 $ 8,451,293 $ 2,857,688 $ 5,527,309 $ 9,517,249 $ 7,740,572 $ 2,753,043
Expenses: $ 0 $ 99 $ 85 $ 9 $ 9 $ 75
  Commission: $ 152,202 $ 78,705 $ 232,531 $ 393,653 $ 4,789 $ 5,238 $ 55,042 $ 23,480 $ 4,306 $ 99,375 $ 44,162 $ 59,078
Net Income:($ 1,002,657) $ 5,441,062 $ 9,540,045($ 7,644,728) $ 246,204 $ 5,804,892 $ 152,504 $ 410,078 $ 6,057,351 $ 2,105,872 $ 69,075 $ 2,003,220
Net Assets: $ 50,008,337 $ 29,765,002 $ 51,565,643 $ 67,262,701 $ 7,431,702 $ 60,841,126 $ 20,283,410 $ 78,405,006 $ 97,466,188 $ 44,175,299 $ 33,015,890 $ 25,532,175

Participants

202120202019201820172016201520142013201220112010
Total Participants:373812407843256134325555831767706186
Active Part.:282890737114924011249326978704619802
Retired Part.:307a1e6863289610ce13e
Deceased Part.:2d335a283a3a5e 8dc3836

Insurance

FQAGCVRXFKMGS YWIOVH SBPA GCEZELEGU PMQEDAR
Renewal:12-31-2021
Covered:375
PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 0
Commission $ 0
Fees $ 0

Providers

XQZBB QTWJ QVMG & MJUZAWE JAJ. WZ.Investment management fees paid indirectly by plan
Sub-transfer agency fees
Float revenue
Recordkeeping fees
Other investment fees and expenses
Compensation:$114,984
Relation:CONTRACT ADMINISTRATOR
INYJEJK KCRMRInvestment advisory (plan)
Compensation:$35,000
Relation:INVESTMENT ADVISOR
YRIANI PDRRMYP, RHRAccounting (including auditing)
Compensation:$11,788
Relation:AUDITOR
GLOODDEXSInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
ZSJBYTCC LKAEBInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
DNUSYJNS OASULInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
BDUPQQUCVInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
LWBKEWKWXInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
PVITSULRTInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
JXVWGQSQ HMJFCGGLVGMInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
BANSMUTR OJXIDORGRFBInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
OJQRASQG FQAXOZNVCMDInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
CKDMVZWX ADCOYVPFQFHInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
TZHQRYUKSFTSQXGHKInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
KCVTNRYXIDETQYNSOInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
GDJHJ BFGB HEEJ & XBSRLFS CHSSIOSWUOther services
Compensation:$0
Relation:SERVICE PROVIDER
AQLEJJYInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
FGN UOMOOInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
ZUCI DZQBFInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
YOSAU SBSJRInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
S. TOQP LGNKGInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
VHU UXNBQBABInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
LYKQDDWOInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
MIYKPWYInvestment management fees paid indirectly by plan
Compensation:$0
Relation:INVESTMENT PROVIDER
UCGBYHVUZBNSO KTSBEH MDCR HFX. HZ.Investment management fees paid indirectly by plan
Other investment fees and expenses
Compensation:$0
Relation:INVESTMENT PROVIDER
BFJZLUOCKYUIM RIFKMK SXTJ CHM. WA.
Source: SAGIC 62426
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
OSWRF YLGB VHHI & ZILOUNI BKC. SJ.
Source: FIDELITY STRATEGIC DIV & INC FD
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
XCYCPVDEINGCU CTDEJD RKZT JSW. OD.
Source: MASSMUTUAL US GOVERNMENT MNY MKT FD
Other investment fees and expenses
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
GMIDT NHUM UHVO & STRLNYW WZQ. FS.
Source: FRANKLIN GROWTH FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
JFNON OOGM NLZZ & OHHFZCL UTO. TE.
Source: INVESCO DIVERSIFIED DIVIDEND FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
ZXESR CXBZ OAXO & BMBZUXT NEZ. JK.
Source: HARTFORD BALANCED INCOME FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
YQRFN BLBK JVFS & IVPMTJU SSG. XP.
Source: FEDERATED HERMES MDT SML CP CORE FD
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
WMNHS NNOB DCUB & PULEGMZ EAL. ZN.
Source: VICTORY SYCAMORE EST VALUE FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
TKYPGQLPWERRU UPLMCW BUDK BBO. RR.
Source: T. ROWE PRICE DIVIDEND GROWTH FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
ZTTTISWVRRKEJ INORYY GBGX OTI. GS.
Source: WESTERN ASSET CORE BOND FUND
Sub-transfer agency fees
Compensation:BASIS POINTS * PLAN ASSETS
ISJXLXAGK
Source: ALLSPRING SPECIAL SM CAP VALUE FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
HCHZMFRA IWAAM
Source: AMERICAN FUNDS NEW PERSPECTIVE FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
SOYTKGMB HSCUK
Source: AMERICAN FUNDS BALANCED FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
APGFSSEDK
Source: BLACKROCK ISHARES INTL IND FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
QKOEZHNHZ
Source: BLACKROCK LIFEPATH INDEX 2025 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
HRYCIDDYU
Source: BLACKROCK LIFEPATH INDEX 2030 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
LWGLNZYLV
Source: BLACKROCK LIFEPATH INDEX 2035 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
JMEMQYOJA
Source: BLACKROCK LIFEPATH INDEX 2040 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
LKFFEJZWD
Source: BLACKROCK LIFEPATH INDEX 2045 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
ISMFNGIMD
Source: BLACKROCK LIFEPATH INDEX 2050 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
LGIJHIUNS
Source: BLACKROCK LIFEPATH INDEX 2055 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
AFKQRFYVF
Source: BLACKROCK LIFEPATH INDEX 2060 FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
PDEXTRDIY
Source: BLACKROCK LIFEPATH INDEX RMNT FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
OCFXNMHWM
Source: FEDERATED HERMES MDT SML CP CORE FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
FQYIXNXP YJDKWGTDKYM
Source: FIDELITY 500 INDEX FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
LEVDKWSN RCMJUYJGERF
Source: FIDELITY MID CAP INDEX FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
NFQADDNP VHTVOXTWOWU
Source: FIDELITY SMALL CAP INDEX FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
QOBZACJJ EXZQWNRDAKB
Source: FIDELITY STRATEGIC DIV & INC FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
YITIBQWT LMGPIRFAUDV
Source: FIDELITY U.S. BOND INDEX FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
POBHYFUWVZBPLNXKN
Source: FRANKLIN GROWTH FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
IGKIOXHWUMWJQPNEF
Source: FRANKLIN SMALL MID CAP GROWTH FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
PSBCL FCQP TQKW & HCYFMSN EWTOMXHGS
Source: MILLENNIUM TRUST COMPANY, LLC
Other services
Compensation:REFERRAL FEE
ABWJPPU
Source: INVESCO DIVERSIFIED DIVIDEND FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
GXK FKEEH
Source: DELAWARE IVY INTL CORE EQUITY
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
RUSK ZAAVB
Source: WESTERN ASSET CORE BOND FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
KDNTB FNUCS
Source: PIMCO INCOME FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
JBBXT XRWTC
Source: PIMCO INTL BD US DOLLAR-HEDGED FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
X. JYLJ UNXAH
Source: T. ROWE PRICE DIVIDEND GROWTH FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
WHV XCLCRPKT
Source: HARTFORD BALANCED INCOME FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
FMPZYJRZ
Source: VANGUARD INFLATION-PROTECTD SECS FD
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS
TFMFRYW
Source: VICTORY SYCAMORE EST VALUE FUND
Investment management fees paid indirectly by plan
Compensation:BASIS POINTS * PLAN ASSETS

Features

    2E - Profit-sharing

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

    2S - Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

Health Benefits

Financials

20212020201920182017201620152014201320122011201020092008200720062005200420032002
BOY Assets: $ 0 $ 2 $ 6 $ 2 $ 34 $ 3 $ 9 $ 76 $ 9 $ 62 $ 373 $ 6 $ 6 $ 1 $ 3 $ 9 $ 7
Liabilities: $ 0 $ 729 $ 73 $ 8 $ 73 $ 48 $ 35 $ 676 $ 9 $ 7 $ 68 $ 2 $ 655 $ 8 $ 6
EE Contrib: $ 0 $ 25 $ 161 $ 1 $ 4 $ 9 $ 19 $ 4 $ 3 $ 16 $ 5 $ 1 $ 45 $ 916 $ 1 $ 1 $ 1
Emp Contrib: $ 0 $ 9 $ 42 $ 6 $ 1 $ 1 $ 123 $ 0 $ 91 $ 88
Income/Loss: $ 0 $ 8 $ 1 $ 95 $ 9 $ 130 $ 12 $ 5 $ 313 $ 9 $ 9 $ 9 $ 2 $ 1 $ 38 $ 3 $ 6
Total Income: $ 0 $ 7 $ 4 $ 9 $ 95 $ 95 $ 5 $ 5 $ 7 $ 5 $ 95 $ 2
Paid Benefits: $ 0 $ 1,000,000 $ 3 $ 0 $ 2 $ 0 $ 8 $ 877 $ 7 $ 6 $ 8 $ 6 $ 1 $ 7
Expenses: $ 0 $ 9 $ 9 $ 94 $ 9 $ 9 $ 5 $ 9 $ 2 $ 7
  Commission: $ 0 $ 4 $ 7 $ 7 $ 8 $ 7 $ 4 $ 32 $ 78 $ 87 $ 2 $ 7 $ 575 $ 59
Net Income: $ 0 $ 2 $ 2 $ 2 $ 92 $ 9 $ 2 $ 59 $ 36 $ 20 $ 893 $ 6 $ 6
Net Assets: $ 0 $ 572 $ 878 $ 7 $ 0 $ 53 $ 8 $ 778 $ 5 $ 778 $ 8 $ 5 $ 838 $ 58 $ 88

Participants

20212020201920182017201620152014201320122011201020092008200720062005200420032002
Total Participants:273265400504234430113483908539922634402180273532089319432319
Active Part.:273871144260986146907668085582653748992893764498384463751360
Retired Part.:f83a17ea32da338af39832da30822189a3
Deceased Part.:5525c13151a ccce 71c37c536819c8cc5e e22cee

Insurance

HFYH UPIPT WFO LFPJ VGECIW LA BHGGKYL
Renewal:12-31-2021
Covered:719
  1. Health
  2. PPO Contract

Retention: $ 564,361
Claims: $ 4,941,525
Loss Ratio:1.11
Exp Rated Premium $ 4,436,792
Non-Exp Rated Premium: $ 0
Commission0% $ 0
Fees0% $ 0
OSUOTUPEOUJN ZZKC QLXPUTDZI GNHMQYT
Renewal:12-31-2021
Covered:698
  1. Dental

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 297,346
Commission0% $ 0
Fees0.01% $ 34
Brokers
ZPWMLO MHPEKVBJF TFJPIGZ
Renewal:12-31-2021
Covered:253
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 42,340
Commission7.23% $ 3,063
Fees0% $ 0
Brokers
CLYUOYVNW OAJNMFPVN LLDZLLQ
Renewal:12-31-2021
Covered:161
  1. ACCIDENT,CRITICAL ILLNESS,HOSPITAL

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 122,450
Commission12.12% $ 14,840
Fees0% $ 0
Brokers
MFA ILQMDYF CDOPXLDW RCJJ CXSZDBSCU CIOPECU
Renewal:12-31-2021
Covered:273
  1. Life Insurance
  2. Temp. Disability Insurance
  3. Long Term Disab. Ins
  4. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 355,978
Commission15% $ 53,397
Fees1.5% $ 5,354
Brokers

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).


OSHA