Crossroads Hardware Inc DBA Wagner Hardware

3301 LANCASTER PIKE STE 5A
WILMINGTON, DE 19805

Talking Points

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 6th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 7% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 50th percentile at 2.1% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.200
2021

1.200
2020

1.200
2020
11-01-2019

3.051
2019

2.827
2018

2.827
2017

2.549
2016

2.549
2015

2.008
2015
01-15-2014

2.379
2014

-
2014
11-01-2013

-
2013

-
2012

-
2012
01-15-2011

-
2011

-
2010

-
2009

-

Contacts

Ffnnuc S Vzieme
President
(304) 722-0584
188ef

Industry Classification