Pardee Plumbing LLC

286 Hills Market Rd
Harrington, DE 19952

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 91% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 17% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 50th percentile at 1.4% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022
12-05-2022

2.500
2021

2.500
2020

2.500
2019
12-05-2019

2.500
2018
12-05-2018

2.500
2017
12-05-2017

2.500
2016
12-05-2016

2.500
2015
12-05-2015

2.500
2014
12-05-2014

-
2013
06-13-2013

-
2013
12-05-2013

-
2012
12-01-2011

-
2011

-
2010

-
2009
04-24-2009

-

Contacts

Oei Kdapib
Principal
(256) 105-4431
6cb

Industry Classification