M & M Construction Inc

P O Box 101
Odessa, DE 19730

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 29th percentile.
  • There was a recent mod decrease.
Average

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 98% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 15% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 5.1% of the market.
Average

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2023

2.690
2022

2.690
2021

1.900
2020

1.900
2019

1.900
2018

1.750
2017

1.800
2016

1.800
2015

1.620
2014

-
2013

-
2012

-
2011

-
2010

-
2009

-

Contacts

Krcao Zhqnmkzwh
President
(412) 795-6257
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(842) 299-7818
344

Industry Classification