What it does
Adds personal injury coverage subject to an aggregate limit for all personal injury claims.
Who needs it
Dwelling-program insureds whose carrier offers personal injury on an aggregate basis.
Quoting and selling notes
- Compare with DL 24 82; umbrella underwriters may require one of them as underlying coverage.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 07 14. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.
