What it does
Lists the residence premises, additional locations, limits of liability and charges for the personal liability supplement.
Who needs it
Every personal liability supplement written with a dwelling policy or as a stand-alone policy.
Quoting and selling notes
- Review the location list against the client's rental portfolio at each renewal.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 07 14, replacing 12 02, 07 88. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.
