What it does
Names an additional insured, such as a co-owner or land-contract seller, for premises liability.
Who needs it
Rental dwellings with co-owners or financing parties who require liability protection.
Quoting and selling notes
- Use with DP 04 41 when the same party needs property coverage.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 12 02, replacing 07 88. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.
