What it does
Extends the supplement to the listed personal injury offenses, subject to its exclusions.
Who needs it
Landlords concerned about wrongful eviction or privacy claims, and others wanting personal injury coverage.
Quoting and selling notes
- Business-related offenses remain excluded; DL 34 12 is the aggregate-limit version.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 07 14, replacing 02 03. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.
