NAICS 624120

Services for the Elderly and Persons with Disabilities

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

1 forms

Form Code	Title	Type	Who needs it
BP 16 39	Broad Abuse Or Molestation Exclusion	Exclusion	BOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices.

Commercial Auto (ISO CA)

5 forms

Form Code	Title	Type	Who needs it
CA 04 39	Volunteer Hired Autos	Endorsement	Nonprofits, charities, religious organizations and social service agencies whose volunteers rent vehicles for the organization.
CA 04 55	Communicable Disease Exclusion For Covered Autos Liability Exposure	Exclusion	Passenger transportation, medical transport and other accounts where insurers want to exclude disease transmission claims from auto liability.
CA 05 24	Non-Ownership Liability Coverage For Volunteers	Endorsement	Nonprofits, charities, churches, schools, youth sports and civic organizations that use volunteer drivers.
CA 28 03	Abuse Or Molestation Exclusion For Covered Autos Liability Exposure	Exclusion	Accounts transporting children, elderly, disabled or vulnerable passengers: schools, day care, social services, paratransit, camps and youth organizations.
CA 99 34	Social Service Agencies - Volunteers As Insureds	Endorsement	Social service agencies whose volunteers drive clients in their own cars.

Commercial General Liability (ISO CG)

1 forms

Form Code	Title	Type	Who needs it
CG 22 87	Exclusion – Day Care Centers	Exclusion	Adult day care centers and similar senior services.

Commercial Crime and Fidelity (ISO CR)

2 forms

Form Code	Title	Type	Who needs it
CR 25 09	Include Volunteer Workers As Employees	Endorsement	Nonprofits and public entities that use volunteers, including volunteers who solicit or collect funds.
CR 25 10	Include Volunteer Workers Other Than Fund Solicitors As Employees	Endorsement	Nonprofits and associations that use volunteers who do not solicit funds.

Commercial Liability Umbrella (ISO CU)

4 forms

Form Code	Title	Type	Who needs it
CU 04 44	Sexual Abuse Or Sexual Molestation Liability Coverage	Coverage	Organizations that care for or supervise children, students or vulnerable adults.
CU 34 44	Broad Abuse Or Molestation Exclusion	Exclusion	Organizations that care for or supervise children, patients, students or vulnerable adults.
CU 34 45	Sexual Abuse Or Sexual Molestation Exclusion	Exclusion	Organizations that care for or supervise children, patients, students or vulnerable adults.
CU 34 58	Exclusion – Volunteer Workers As Insureds	Exclusion	Nonprofits and organizations that use volunteer workers.

Commercial Excess Liability (ISO CX)

2 forms

Form Code	Title	Type	Who needs it
CX 21 93	Broad Abuse Or Molestation Exclusion	Exclusion	Organizations that care for or supervise children, patients, students or vulnerable adults.
CX 21 94	Sexual Abuse Or Sexual Molestation Exclusion	Exclusion	Organizations that care for or supervise children, patients, students or vulnerable adults.

Employment-Related Practices Liability (ISO EP)

2 forms

Form Code	Title	Type	Who needs it
EP 01 19	Liability To Volunteers	Endorsement	Nonprofits, religious organizations, schools, hospitals and other organizations that use volunteers.
EP 20 03	Additional Insured - Volunteers	Endorsement	Nonprofits and other organizations that rely on volunteers.

Management Protection (ISO MP)

1 forms

Form Code	Title	Type	Who needs it
MP 00 06	Not-For-Profit Management Liability Coverage Form	Coverage	Charities, associations, foundations, religious and civic organizations, schools and other not-for-profits.