We already have the class and the filed rate. Enter payroll, pick the markets you appoint, and get a quick premium estimate on the company you're looking at. Fast enough to know whether your markets can compete before you spend the afternoon on a full quote.
What you learn: two appointed markets come in under the incumbent, before anyone opens a worksheet.
Illustrative. Estimates use the filed class rate and the payroll you enter.
A full quote tells you if you can win. Five minutes with the rater tells you if you should start. Class and rate are already on the record. Payroll and your appointed markets are the only inputs.
Lives on the Premium tab of the company profile. No export, no second tool, no retyping the class.
Governing class and the filed rate come off the record. Hazard group is resolved for you. You are not looking up a manual.
The one number you usually have, or can get on the first call. That is the exposure. Everything else is already filed.
Pick the appointed carriers you would actually use. The estimate runs against their filed rates, not a bureau average.
Most of the time the question is not "what is the exact premium." It is "is there room here, or am I wasting a submission." The rater answers that with the same class, the same state, and the carriers you can actually place.
| Market | Est. premium | vs. incumbent |
|---|---|---|
| AmTrust | $46,100 | 12% under |
| Travelers | $48,200 | 8% under |
| Hartford | $51,800 | 1% under |
| Incumbent | $52,400 | - |
Peer benchmarks for premium, rate and competitiveness you can put in front of the prospect.
When the carrier moved the multiplier, not the risk. Search on it, and see it on the record.
Who is winning the class and where rates are going, before you pick the markets to estimate.
Start free and run an estimate on an account you already know.