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Carrier Lookup

Carrier GroupGroup Code
7710 INS CO9076
ACUITY A MUTUAL INS CO9000
AEGIS GRP313
AETNA GRP1
AG WORKERS INS GRP2438
AIM MUT GRP2498
AIMCO MUTUAL INS CO9057
AK NATIONAL INS CO9001
ALLEGHANY GRP501
ALLIANCE INS GRP214
ALLIANCE NATIONAL INS. CO.9002
ALLIANZ INS GRP761
ALLSTATE INS GRP8
ALLY INS HOLDINGS GRP79
AMBAC ASSUR CORP GRP1248
AMERCO CORP GRP574
AMERICAN AND FOREIGN INS CO9003
AMERICAN CONTRACTORS INS GRP594
AMERICAN ENTERPRISE MUT GRP3527
AMERICAN EUROPEAN GRP383
AMERICAN FAMILY INS GRP473
AMERICAN FINANCIAL GRP84
AMERICAN INTL GRP12
AMERICAN MANUFACTURERS MUTUAL INS CO9058
AMERICAN MOTORISTS INS CO9004
AMERICAN MUT LIAB GRP15
AMERICAN NATL FIN GRP408
American Property INS CO9059
AMERICAN PROTECTION INS CO9005
AMERICAN RESOURCES INS CO INC9006
AMERICAN UNIVESAL GRP21
AMERISAFE GRP680
AMERISURE CO GRP124
AMERITRUST GRP748
AMFED GRP3528
AMTRUST NGH GRP2538
ARBELLA INS GRP586
ARCH INS GRP1279
ARGONAUT GRP457
ARROWPOINT CAPITAL GRP553
ASCENDANT COMMERCIAL INSURANCE9088
ASSURANT INC GRP19
ATHENE GRP4734
ATLANTIC AMER GRP587
ATLANTIC CO GRP24
ATLAS FINANCIAL HOLDINGS GRP4795
AU HOLDING CO GRP4962
AUTO OWNERS GRP280
AUTOMOBILE CLUB MI GRP55
AXA INS GRP968
AXIS CAPITAL GRP3416
BADGER MUTUAL INS CO9077
BALDWIN & LYONS GRP867
BANCINSURE INC9007
BANKERS INS GRP689
BANNER LIFE GRP872
BARRETT BUSINESS SERV GRP4875
BCBS OF AL GRP570
BCBS OF MI GRP572
BCBS OF SC GRP661
BEACON MUT GRP3490
BENCHMARK HOLDING GRP4886
BERKSHIRE HATHAWAY GRP31
BIGLARI HOLDINGS GRP4973
BRETHERN MUTUAL INS CO9008
BRICKELL INS HOLDINGS LLC GRP4968
Brotherhood Mut Ins Co9009
BUILDERS GRP4507
BUILDERS INS GRP1302
BUILDING INDUSTRY INSURANCE ASSOCIATION INC9087
CAGC INS CO9010
CALIFORNIA CAS MGMT GRP33
CANAL GRP262
CAPITAL BLUE CROSS GRP1230
Care West INS CO9060
CAROLINA MUTUAL INS INC9011
CASUALTY RECIP EXCH GRP56
CATALINA HOLDINGS GRP4746
CELINA GRP35
CENTRAL MUT INS CO GRP36
CENTRAL NATL INS CO PR GRP217
CHARTER INS GRP1178
CHEROKEE INS CO9012
CHUBB LTD GRP626
CHURCH MUT GRP4851
CIGNA HLTH GRP901
CINCINNATI FIN GRP244
CLEAR BLUE FINANCIAL GRP4850
CNA INS GRP218
CNO FINANCIAL GRP233
COLUMBIA INS GRP807
COMPSOURCE MUTUAL INS CO (FKA COMPSOURCE OKLAHOMA)9107
CONIFER HOLDINGS GRP4720
CONNECTICUT INDEMNITY CO9061
CONSOLIDATED INTL INS GRP343
CONSOLIDATED INTL INS GRP344
COOPERATIVE MUTUAL INS CO9078
COPPERPOINT GRP4485
CORE SPECIALTY INS HOLDINGS GRP4990
COUNTRY INS & FIN SERV GRP50
COVERYS GRP1154
CSAA INS GRP1278
CUMBERLAND GRP54
CUNA MUT GRP306
DEALERS CHOICE MUTUAL INSURANC9013
DIAMOND INS CO9082
Discovery INS CO9062
DOCTORS CO GRP831
DONEGAL GRP250
DONGBU INS GRP4672
EAGLE INS GRP515
ELECTRIC INS GRP57
EMC INS CO GRP62
EMPLOYERS CAS CORP GRP61
EMPLOYERS HOLDINGS GRP3363
ENSTAR GRP4725
ERIE INS GRP213
EVEREST REINS HOLDINGS GRP1120
EVERETT MUT GRP4761
FAIRFAX FIN GRP158
FAIRFIELD INS CO9014
FAIRMONT INS CO9015
FAIRMONT SPECIALTY INS CO9016
FARM BUREAU GRP842
FARMERS INS GRP69
Farmers Mutual Fire Insurance Co of Salem County9089
FCCI MUT INS GRP474
FEDERATED MUT GRP7
FEDERATED RURAL ELECTRIC9017
FFVA GRP4906
FHM INS CO9018
FIDELITY INVESTMENT INS & ANN GRP981
FIRE & CASUALTY INS CO OF CONNECTICUT9063
FIRE DISTRICTS NY GRP4671
FIRST ACCEPTANCE INS GRP3362
FIRST AMER TITLE GRP70
FIRST BENEFITS INS MUTUA9019
FLORIDA PENINSULA HOLDINGS GRP4769
FM GLOBAL GRP65
FORESTRY MUTUAL INS CO9020
FORT WASHINGTON HOLDINGS GRP1254
FRANK WINSTON CRUM INS CO9021
FRANKENMUTH GRP1309
FRANKLIN MUT GRP762
FREEDOM ADVANTAGE INS CO9022
FREMONT GEN GRP790
GEARSON PARTNERS HOLDINGS GRP4985
GENEVE HOLDINGS INC GRP450
GEORGE A PARMER GRP1226
GLOBAL IND GRP920
GLOBE INDEMNITY CO9023
GOODVILLE & GERMAN MUT GRP4787
GORAN CAPITAL GRP407
GRANGE INS GRP83
GRANGE MUT CAS GRP267
GRAY INS GRP1208
GREATER NY GRP222
GREYHAWK GRP4908
GRINNELL MUT GRP518
GROCERS INS CO9024
GROUP ONE THOUSAND ONE GRP4794
GUARDIAN LIFE GRP429
GUIDEONE INS GRP303
GUIDEWELL MUT HOLDING GRP536
GULF INS CO9025
HALLMARK FIN SERV GRP3478
HANNOVER GRP517
HARFORD GRP447
HARTFORD FIRE & CAS GRP91
HASTINGS MUTUAL INS CO9090
HAWAII EMPLOYERS GRP4938
HEREFORD HOLDING GRP4695
HIGHLANDS INS GRP1116
HIGHMARK GRP812
Hiscox Ins Co Inc9026
HISCOX INS GRP4666
HOME STATE INS GRP3179
HOMESHIELD CAPITAL GRP2858
HOUSING & REDEVELOPMENT INS EXCHANGE9105
HOUSTON INTL INS GRP4381
IAT REINS CO GRP225
ICW GRP ASSETS INC GRP922
IFIC SURETY GRP4705
ILLINOIS CASUALTY COMPANY9095
IMPERIAL CASUALTY & INDEMNITY CO9064
IMT MUT HOLDING GRP3991
INCLINE P&C GRP4987
INDEMNITY UNDERWRITERS GRP506
INDEPENDENCE HLTH GRP INC GRP936
INDIANA FARM BUREAU GRP542
INDUSTRIAL ALLIANCE GRP315
INS CORPORATION OF AMERICA ( ICA )9065
INSURORS IND GRP3279
INTACT FINANCIAL GRP4904
INVESTORS EQUITY GRP351
IOWA FARM BUREAU GRP513
ISLAND INS CO GRP106
JAMES RIVER GRP3494
KANSAS MEDICAL MUT GRP4837
KEMPER CORP GRP215
KERNAN GRP3384
KIEWIT HOLDINGS GRP369
KNIGHTBROOK INS GRP1316
LANCER FINANCIAL GRP456
LAUNDRY OWNERS MUTUAL LIABILITY INS ASSN9101
LEGION INS GRP1172
Lg Ins Co Ltd Us Br9066
LIBERTY MUT GRP111
LINCOLN GENERAL INS CO9027
LINCOLN NATL GRP20
LION9028
LOCKHART CO GRP4706
LUBA MUT GRP4873
LUMBER INS COS GRP946
LUMBERMEN'S U/W ALLIANCE9029
LUMBERMENS MUT CAS GRP108
MAG MUT INS GRP413
MAIN STREET AMER GRP311
MAINE EMPLOYERS MUT INS GRP1332
MAJESTIC INS CO9030
MAPFRE INS GRP411
MARKEL CORP GRP785
MEDICAL INS GRP184
MEDICAL MUT OF OH GRP730
MEIJI YASUDA LIFE INS GRP1348
MERCHANTS BONDING CO GRP3479
MERCHANTS MUT GRP226
MERCURY GEN GRP660
METROPOLITAN GRP241
MGI HOLDINGS GRP4980
MICHIGAN COMMERCIAL INSURANCE9085
MICHIGAN FARM BUREAU GRP67
MidSouth Mutual INS CO9079
MIDWEST BUILDERS CAS GRP4767
MIDWEST FAMILY GRP4911
MIDWEST FINANCIAL HOLDINGS GRP4810
MILLERS CAPITAL INS CO9031
MO EMPLOYERS MUTUAL INS CO9081
MOTORISTS MUT GRP291
MOUNTAIN STATES INDEMNITY CO791
MS & AD INS GRP4715
MUNICH RE GRP361
MUTUAL BENEFIT GRP640
MUTUAL OF ENUMCLAW GRP333
MUTUAL OF OMAHA GRP261
MUTUAL OF WAUSAU GRP4849
National Amer Ins Co9032
NATIONAL FARMERS GRP139
NATIONAL HEALTHCARE CORP GRP4905
NATIONWIDE CORP GRP140
NEVADA CONTRACTORS INS GRP1328
NEVADA MUT & FIRST CHOICE CAS GRP4789
NEW JERSEY MANUFACTURERS GRP708
NEW MEXICO MUT GRP1112
NEW YORK LIFE GRP826
NHRMA MUTUAL INSURANCE COMPANY9084
NODAK MUT GRP3500
NORFOLK & DEDHAM GRP144
NORMANDY INS CO9033
NORTH CAROLINA FARM BUREAU GRP324
NORTHERN ASSURANCE CO OF AMERICA9067
NORTHWESTERN NATIONAL CASUALTY CO9068
NYCM INS GRP2518
OBS HOLDINGS GRP4982
OCEAN HARBOR GRP4051
OHIO MUT GRP963
OKLAHOMA FARM BUREAU GRP220
OLD GLORY INS CO9034
OLD REPUBLIC GRP150
ONEBEACON AMERICA INS CO 9035
OPTIMUM GRP1167
OREGON MUT GRP645
ORPHEUS GRP4762
PACIFIC EAGLE INS CO9069
PALISADES GRP1227
PALOMAR HOLDINGS GRP4977
PAN AMER LIFE GRP525
PEKIN INS GRP153
PENNSYLVANIA CASUALTY CO9070
PENNSYLVANIA LUMBERMENS GRP246
PENNSYLVANIA NATL INS GRP271
Petroleum Cas Co9036
PHARMACISTS MUT GRP775
PHICO INS CO9037
PHOENIX ASSURANCE CO OF NEW YORK9071
PIE INS GRP5037
PINNACOL ASSURANCE9108
PLYMOUTH ROCK INS GRP415
PREVISOR INSURANCE COMPANY9099
PRIME HOLDINGS INS GRP4131
PRIMERICA GRP4750
PRINCIPAL FIN GRP332
PROASSURANCE CORP GRP2698
PRODUCERS NATL CORP GRP4717
PROGRESSIVE GRP155
PROSIGHT GRP256
PROTECTIVE LIFE INS GRP458
PROVIDENCE HLTH GRP4788
PROVIDENCE PROPERTY AND CASUALTY INS CO9072
PRUDENTIAL OF AMER GRP304
PUBLIC SERV GRP853
PURE COMPANIES GRP4664
QBE INS GRP796
QUINCY MUT GRP1275
RAM Mutual Insurance Company9097
RANDALL & QUILTER INVESTMENT GRP4234
RAS DAKOTA GRP1124
REGAL REINS GRP440
RENAISSANCE HLTH SERV CORP GRP477
RETAILERS CASUALTY INS C9038
RETAILFIRST GRP4713
RLI INS GRP783
ROCKFORD MUTUAL INS CO9100
ROTHSCHILD INTL GRP3485
ROYAL INS CO OF AMERICA9039
RURAL TRUST INS CO9040
SAFECO INS CO OF AMERICA9041
SAFEGUARD INS CO9042
SAFETY GRP188
SAMSUNG FIRE & MARINE INS9043
SCOR GRP749
SECURA INS GRP96
SECURITY INS CO OF HARTFORD9044
SEIBELS BRUCE GRP168
SELECTIVE INS GRP242
Self-Insured9998
SENTRY INS GRP169
SERVICE INS HOLDINGS GRP681
SFM GRP4279
SHELTER INS GRP123
SIRIUSPOINT GRP5001
SM MARIANO GRP3493
SOBC HOLDING LTD GRP4883
SOCIETY INSURANCE A MUTUAL COM9091
Society Insurance A Mutual Company9092
SOMPO GRP3219
SOUTHEASTERN GRP114
SOUTHERN FARM BUREAU CAS GRP483
SOUTHERN MUTUAL CHURCH INS CO9045
SOUTHERN STATE INS EXCHANGE9046
SOUTHERN TRUST INS CO9047
STANDARD AND PREFERRED9096
STARR GRP4670
STATE AUTO MUT GRP175
STATE FARM GRP176
State Fund9999
STATE NATIONAL INSURANCE CO93
STEADPOINT INSURANCE COMPANY9080
STONETRUST COMMERCIAL INS CO9048
Summitpoint Insurance Co4768
SUNZ9049
SUPERIOR NATL INS GRP1252
SWISS RE GRP181
SYNERGY COMP INS CO9050
SYNERGY INS CO9051
TENNESSEE FARMERS GRP694
TEXAS FARM BUREAU MUT GRP809
Texas Hospital INS Exchange9054
TEXAS MUTUAL INS CO9052
THE HANOVER INS GRP88
TIG PREMIER INS CO9073
TIPTREE FIN GRP4718
TOKIO MARINE HOLDINGS INC GRP3098
TOPA EQUITIES LTD GRP161
TORCHMARK CORP GRP290
TRANS CITY CASUALTY INSURANCE CO9106
TRANS OCEANIC GRP INC4970
TRANSCONTINENTAL INS CO9053
TRANSIT GEN GRP4901
TRAVELERS GRP3548
TREBUCHET INS GRP4829
TRENWICK AMER REINS CORP GRP1314
TRIANGLE INSURANCE COMPANY INC9102
TRISURA GRP4969
TUSCARORA GRP3407
TWA & AMFI CORP GRP4877
UNION LABOR GRP781
UNITED BUSINESS INS CO9086
UNITED FIRE & CAS GRP248
UNITED NATIONAL CASUALTY INS CO9074
UNITEDHEALTH GRP707
UNIVERSAL SURETY GRP199
UPMC HLTH SYSTEM GRP1324
UTAH BUSINESS INS CO INC9075
UTICA GRP201
VERMONT MUT GRP234
VESTA INS GRP958
VIRGINIA FARM BUREAU GRP203
WARRIOR INVICTUS HOLDING CO GRP4727
WEST BEND MUTUAL INS CO9093
West Bend Mutual Insurance Company9094
WESTERN NATL MUT GRP309
WESTERN RESERVE GRP207
WESTERN SERV CONTRACT GRP2898
WESTFIELD GRP228
WINTAAI HOLDINGS GRP4949
WISCONSIN CNTY MUT GRP3138
Work First Cas Co9055
WORKERS COMP FUND GRP1147
WR BERKLEY CORP GRP98
WT HOLDINGS GRP4869
XL AMER GRP1285
YORK INS CO9056
ZURICH INS GRP212

What is an NAIC code?

NAIC Carrier Codes are assigned by the National Association of Insurance Commissioners (NAIC). The NAIC is an authoritative source for insurance information. They assign unique codes to each Carrier Group and to each Carrier.

What is an LCM?

The LCM is a factor that allows the carrier to adjust the standard rate (LC) to account for their own expense provisions. The LCM is specific to the Carrier’s experience and therefore can vary greatly from Carrier to Carrier. All this variance creates a very competitive WC market with exploitable opportunities, with the right tools of course.

Note that in some states a carrier may have ‘sub’ LCM filings for specific Class Codes or have tiered LCM filings (e.g. standard/preferred). Also note that one ‘Carrier’ may have multiple ‘underwriting companies’ - each with their own LCM filing (e.g. Travelers Casualty, Travelers Indemnity and Travelers Property Casualty are all part of Travelers, but each has its own LCM filing). Read more about Loss Cost & LCM and Mod Rating.

Class Codes - Just The Start


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