What it does
Lists additional locations to be treated as insured locations for liability purposes.
Who needs it
Insureds with secondary residences or other locations that need Section II coverage.
Quoting and selling notes
- Rental dwellings need HO 24 70 rather than this endorsement.
- Make sure every location the insured owns or occupies is either listed or insured elsewhere, especially vacant land and seasonal homes.
Editions and availability
Editions in use and where they apply: 03 22 (42 jurisdictions).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
