What it does
Lets a carrier implement the 2014 personal liability changes by endorsement rather than reissuing the base form.
Who needs it
Policies still on the 12 02 edition of DL 24 01.
Quoting and selling notes
- If you see it, read it with the older base form.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 07 14. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.