What it does
Removes coverage for claims arising from the scheduled dog(s).
Who needs it
Households or tenants with dogs the underwriter will not cover.
Quoting and selling notes
- Explain the gap to landlords whose tenants keep dogs; consider specialty animal liability.
How the personal liability supplement fits
The dwelling property forms (DP 00 01, DP 00 02, DP 00 03) carry no liability coverage. DL 24 01 supplies personal liability and medical payments to others, with DL 24 03 (schedule) and DL 24 02 (additional policy conditions) used when it is written on its own. The DL 24 xx endorsements then mirror the homeowners Section II options: additional rental residences (DL 24 04), business pursuits (DL 24 05), incidental occupancies (DL 24 09), additional insureds (DL 24 10), non-owner-occupied premises (DL 24 11) and home day care (DL 24 16 / DL 24 17).
Editions and availability
Current edition 07 14. Carriers adopt ISO editions state by state, so an in-force policy may carry an older edition.
