What it does
CG 22 75 excludes injury or damage arising out of the rendering of or failure to render any service in connection with the selling, licensing, franchising or furnishing of the named insured's computer software, including data processing programs, designs, specifications, manuals and instructions.
Who needs it
Software companies, SaaS providers and value-added resellers.
Key provisions and limits
- Like most ISO professional exclusions, it applies even when the claim alleges negligent supervision, hiring, employment, training or monitoring of others, if the occurrence or offense involved the excluded service.
Quoting and selling notes
- Pair with technology E&O.
- When a professional exclusion is attached, review the professional liability policy for bodily injury and property damage coverage, defense outside limits and the retroactive date, so the two policies fit together without a gap.