1. Forms
NAICS 812112

Beauty Salons

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Businessowners (ISO BP)

17 forms
Form CodeTitleTypeWho needs it
BP 00 03Businessowners Coverage FormCoverageSmall and midsize "Main Street" accounts that meet ISO BOP eligibility: apartments, offices, retail, wholesale, processing and service risks, restaurants, contractors, hotels/motels, self-storage, light manufacturing and similar.
BP 00 04Micro-Businessowners Coverage FormCoverageVery small retail and service businesses eligible for the ISO Micro-Businessowners program.
BP 04 02Additional Insured - Managers Or Lessors Of PremisesEndorsementTenants whose lease requires the landlord or property manager to be an additional insured.
BP 04 04Hired Auto And Non-Owned Auto LiabilityEndorsementBOP accounts with no owned autos whose employees run errands, make deliveries or travel in personal or rented vehicles for the business.
BP 04 48Additional Insured - Designated Person Or OrganizationEndorsementAny BOP account; most often requested by landlords, customers, lenders or contracts.
BP 04 53Water Back-Up And Sump OverflowEndorsementAny BOP account with building or business personal property values at the described premises.
BP 04 57Utility Services - Time ElementEndorsementAny BOP account that would lose income or incur extra expense during an off-premises utility outage.
BP 05 89Employment-Related Practices Liability EndorsementEndorsementSmall employers on a BOP that want EPL bundled with their package.
BP 08 01Barber Shops And Hair Salons Professional LiabilityEndorsementBarber shops and hair salons whose operators cut, color, style or otherwise treat customers' hair.
BP 08 09Beauty Salons Professional LiabilityEndorsementBeauty salons, nail salons and day spas offering hair, nail and skin services.
BP 15 83Additional Insured - Automatic Status When Required In Written Contract Or AgreementEndorsementAny BOP account; most often requested by landlords, customers, lenders or contracts.
BP 16 39Broad Abuse Or Molestation ExclusionExclusionBOP accounts with exposure to children, vulnerable adults or close personal contact: fitness studios, tutoring, personal care, daycare-adjacent retail, healthcare offices.
BP 18 43Exclusion - Human TraffickingExclusionHotels and motels, bars and nightclubs, massage and personal care businesses and other accounts with trafficking exposure.
BP 20 02Micro-Businessowners ServiceEndorsementVery small service businesses written on the ISO Micro-Businessowners program.
BP 21 01Micro-Businessowners Abuse Or Molestation ExclusionExclusionMicro-BOP accounts with children, vulnerable adults or close personal contact exposures.
BP 21 02Micro-Businessowners Employment-Related Practices ExclusionExclusionVery small businesses written on the ISO Micro-Businessowners program.
BP 21 03Micro-Businessowners Professional Services ExclusionExclusionVery small businesses written on the ISO Micro-Businessowners program.

Commercial General Liability (ISO CG)

2 forms
Form CodeTitleTypeWho needs it
CG 21 16Exclusion – Designated Professional ServicesExclusionBusinesses that perform professional services (consulting, design, inspection, IT, health and others) where the carrier wants professional exposures handled by an E&O policy.
CG 22 45Exclusion – Specified Therapeutic Or Cosmetic ServicesExclusionSalons, spas, tattoo and piercing studios, massage businesses and similar personal care services.

Commercial Property (ISO CP)

1 forms
Form CodeTitleTypeWho needs it
CP 04 26Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy)EndorsementTenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs.

Dwelling Personal Liability and Personal Umbrella (ISO DL)

3 forms
Form CodeTitleTypeWho needs it
DL 24 09Permitted Incidental OccupanciesEndorsementDwelling-program insureds with an incidental business occupancy.
DL 98 03Personal Umbrella Liability Policy Excess Home Business Liability Coverage EndorsementEndorsementHome-business owners with an ISO personal umbrella.
DL 99 02Personal Umbrella Liability Policy Excess Permitted Incidental Occupancies Liability EndorsementEndorsementInsureds with incidental home occupancies and an ISO personal umbrella.

Dwelling Property (ISO DP)

1 forms
Form CodeTitleTypeWho needs it
DP 04 20Permitted Incidental OccupanciesEndorsementDwelling-policy insureds with an incidental business occupancy at the described location.

Employment-Related Practices Liability (ISO EP)

1 forms
Form CodeTitleTypeWho needs it
EP 01 17Liability To Your Customers And ClientsEndorsementCustomer-facing employers such as restaurants, retailers, hotels, healthcare and service businesses.

Homeowners (ISO HO)

6 forms
Form CodeTitleTypeWho needs it
HO 04 42Permitted Incidental Occupancies – Residence PremisesEndorsementOwner-occupants who run an incidental office, studio, professional practice or private school from the residence premises.
HO 07 01Home Business Insurance CoverageEndorsementSmall home-based businesses owned by the named insured or resident family and operated from the residence premises.
HO 07 50Additional Insured – Managers Or Lessors Of Premises Leased To An InsuredEndorsementHome-business insureds whose lease requires the landlord to be named as an additional insured.
HO 07 52Loss Payable ProvisionsEndorsementHome-business insureds with financed or leased business property.
HO 07 53Exclusion – Personal And Advertising InjuryEndorsementHome-business insureds.
HO 24 43Permitted Incidental Occupancies – Other ResidencesEndorsementInsureds conducting an incidental office, studio or private school at a residence other than the residence premises.