NAICS 4441
Building Material and Supplies Dealers
Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.
Commercial Property (ISO CP)
13 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| CP 00 60 | Leasehold Interest Coverage Form | Coverage | Tenants holding long-term leases at below-market rent, or that paid lease bonuses or prepaid rent they would lose if the lease is cancelled after a fire or other covered loss. |
| CP 04 26 | Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy) | Endorsement | Tenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs. |
| CP 10 33 | Theft Exclusion | Exclusion | Locations an underwriter will not cover for theft: high-crime areas, vacant or unprotected buildings, high-value or easily fenced stock without alarms (electronics, tools, metals). |
| CP 12 11 | Burglary And Robbery Protective Safeguards | Endorsement | Accounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock. |
| CP 12 30 | Peak Season Limit Of Insurance | Endorsement | Businesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors. |
| CP 13 10 | Value Reporting Form | Endorsement | Businesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors. |
| CP 14 01 | Scheduled Building Property – Tenant's Policy | Endorsement | Tenants whose leases make them responsible for plate glass, storefronts, HVAC units or other building fixtures and equipment: retailers, restaurants, offices in multi-tenant buildings. |
| CP 14 02 | Unscheduled Building Property – Tenant's Policy | Endorsement | Tenants with lease obligations for glass, fixtures or building equipment who prefer blanket limits: retail, restaurant and office tenants. |
| CP 14 40 | Outdoor Signs | Endorsement | Businesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers. |
| CP 14 70 | Building Glass – Tenant's Policy | Endorsement | Tenants with lease responsibility for storefront, display or plate glass: retail stores, restaurants, banks, showrooms. |
| CP 15 01 | Business Income From Dependent Properties Limited International Coverage | Endorsement | Importers, manufacturers and distributors that depend on foreign suppliers or contract manufacturers. |
| CP 15 02 | Extra Expense From Dependent Properties Limited International Coverage | Endorsement | Businesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing. |
| CP 15 03 | Business Income – Landlord As Additional Insured (Rental Value) | Endorsement | Tenants whose leases require them to insure the landlord's rental income (rent loss) for the leased premises, typical of net leases and single-tenant buildings. |
Commercial Inland Marine – ISO IH Series Forms
1 forms| Form Code | Title | Type | Who needs it |
|---|---|---|---|
| IH 00 76 | Motor Truck Cargo Owners Coverage Form | Coverage | Businesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries. |