1. Forms
NAICS 444

Building Material and Garden Equipment and Supplies Dealers

Forms written for this kind of business. Core coverage forms and general endorsements apply to every account and are not listed here.

Commercial Inland Marine (ISO CM)

1 forms
Form CodeTitleTypeWho needs it
CM 00 22Equipment Dealers Coverage FormCoverageDealers of farm and construction machinery (tractors, combines, loaders, excavators) and similar mobile equipment, including dealers that also rent equipment.

Commercial Property (ISO CP)

13 forms
Form CodeTitleTypeWho needs it
CP 00 60Leasehold Interest Coverage FormCoverageTenants holding long-term leases at below-market rent, or that paid lease bonuses or prepaid rent they would lose if the lease is cancelled after a fire or other covered loss.
CP 04 26Ordinance Or Law Coverage For Tenant's Interest In Improvements And Betterments (Tenant's Policy)EndorsementTenants that have invested heavily in build-outs they cannot remove: restaurants, medical and dental offices, retail stores, salons, fitness centers, labs.
CP 10 33Theft ExclusionExclusionLocations an underwriter will not cover for theft: high-crime areas, vacant or unprotected buildings, high-value or easily fenced stock without alarms (electronics, tools, metals).
CP 12 11Burglary And Robbery Protective SafeguardsEndorsementAccounts that received theft credits for alarms or guard service: jewelers, electronics, liquor and convenience stores, pharmacies, contractors' yards, warehouses with high-value stock.
CP 12 30Peak Season Limit Of InsuranceEndorsementBusinesses whose inventory swells at predictable times: retailers before holidays, toy and gift sellers, farm supply and garden centers, seasonal manufacturers and distributors.
CP 13 10Value Reporting FormEndorsementBusinesses whose inventory values swing widely or move among several locations: wholesalers and distributors, manufacturers, retailers with seasonal stock, agricultural processors.
CP 14 01Scheduled Building Property – Tenant's PolicyEndorsementTenants whose leases make them responsible for plate glass, storefronts, HVAC units or other building fixtures and equipment: retailers, restaurants, offices in multi-tenant buildings.
CP 14 02Unscheduled Building Property – Tenant's PolicyEndorsementTenants with lease obligations for glass, fixtures or building equipment who prefer blanket limits: retail, restaurant and office tenants.
CP 14 40Outdoor SignsEndorsementBusinesses with valuable freestanding or building-mounted signs: retailers, restaurants, auto dealers, hotels, gas stations and convenience stores, shopping centers.
CP 14 70Building Glass – Tenant's PolicyEndorsementTenants with lease responsibility for storefront, display or plate glass: retail stores, restaurants, banks, showrooms.
CP 15 01Business Income From Dependent Properties Limited International CoverageEndorsementImporters, manufacturers and distributors that depend on foreign suppliers or contract manufacturers.
CP 15 02Extra Expense From Dependent Properties Limited International CoverageEndorsementBusinesses that would pay extra to replace an overseas supplier or contract manufacturer after a loss: importers, manufacturers, retailers with private-label sourcing.
CP 15 03Business Income – Landlord As Additional Insured (Rental Value)EndorsementTenants whose leases require them to insure the landlord's rental income (rent loss) for the leased premises, typical of net leases and single-tenant buildings.

Commercial Inland Marine – ISO IH Series Forms

1 forms
Form CodeTitleTypeWho needs it
IH 00 76Motor Truck Cargo Owners Coverage FormCoverageBusinesses hauling their own goods: wholesalers and distributors, manufacturers with delivery fleets, contractors moving materials, retailers making deliveries.