What it does

MM 00 98 is the Massachusetts version of the motor carrier declarations (the multistate form is CA DS 21) for policies written on the Motor Carrier Coverage Form CA 00 20. The Automobile Insurers Bureau of Massachusetts filed the 07 25 edition in its 2025 commercial auto rule and form filing, effective July 1, 2025, together with the other Massachusetts declarations and mandatory endorsements.

Who needs it

Massachusetts-based trucking and hauling operations insured on the motor carrier form in the voluntary market.

Key points

  • The Massachusetts Mandatory Endorsement MM 99 11 adds the compulsory coverages (bodily injury to others, PIP, property damage liability and uninsured motorists).
  • Owner-operators leased to carriers can limit coverage to non-trucking use with MM 23 07.

Quoting notes

Schedule power units, trailers and owner-operator units, cost of hire and trailer interchange values, and confirm federal or state filing requirements for interstate operations.