What it does
IH 93 01 is filed as Spoilage And Loss Due To FDA Regulation Coverage (Processing Coverage), 08 21 edition, one of the ISO spoilage and FDA regulation endorsements filed together for the IH cargo, transit, warehouse and processing forms.
Who needs it
Owners of perishable or FDA-regulated goods sent to co-packers, processors or finishers.
Quoting and selling notes
Ask for processors used, refrigeration and quality controls at each, and values on hand. Losses from contamination or regulatory rejection are the exposure this endorsement targets.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
