What it does
Deletes coverage for model or hobby aircraft liability that the base form otherwise grants.
Who needs it
Carriers restricting drone exposures; clients who fly drones should be told.
Quoting and selling notes
- Drones used for business (photography, inspections, real estate) need an aviation or drone liability policy regardless.
Editions and availability
Editions in use and where they apply: 03 22 (40 jurisdictions); 02 17 (9 jurisdictions: AL, CA, CT, GA, HI, LA, NC, TX, VI).
Section II changes affect umbrella placement. The ISO personal umbrella (DL 98 01) needs its own excess endorsements for business pursuits, home business, home day care and home-sharing exposures, so confirm the umbrella responds before relying on a homeowners endorsement for a business-type exposure.
