What it does
CX 21 18 excluded abuse or molestation arising from specified professional services. ISO's 2021 abuse and molestation filing lists it as withdrawn, with CX 21 93 and CX 21 94 as the current exclusions.
Who needs it
In-force policies on older forms.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- Review the replacement exclusion with healthcare and social services clients.
