What it does
CU 24 79, added in ISO's 2019 umbrella endorsements, amends the bodily injury definition to a narrower version so the umbrella matches underlying policies that do the same.
Who needs it
Accounts whose underlying CGL carries the limited bodily injury definition endorsement.
How it fits the umbrella
ISO umbrella endorsements are listed on the umbrella declarations and change the CU 00 01 coverage form. Many are designed to follow a matching CGL, auto or employers liability endorsement so that the umbrella and the underlying policies respond the same way; when you add the underlying endorsement, ask whether the umbrella needs its counterpart.
Quoting and selling notes
- Explain any narrowing to the insured; mental injury claims may be affected.
Related forms
See CU 24 84.
