What it does
CG 22 51 excludes "bodily injury", "property damage" and "personal and advertising injury" arising out of any act or omission resulting from law enforcement activities of the named insured's police department or other law enforcement agencies, including their agents or employees.
Who needs it
Public entities that buy law enforcement liability separately.
Quoting and selling notes
- Make sure a law enforcement liability policy or pool covers police operations.
- Many public entities insure through risk pools or self-insurance; when an ISO CGL is used, review the full set of governmental endorsements together so road, police and riot exposures are placed somewhere.
- Confirm law enforcement liability limits match the entity's exposure and any state tort caps.
