What it does
CG 22 32 adds a Coverage A exclusion for "bodily injury" or "property damage" arising out of: the providing of or failure to provide professional health care services in connection with a blood donation; the handling or distribution of any blood products; any representation or warranty about a blood product; and the liability of any insured for acts or omissions as a doctor of medicine.
Who needs it
Blood banks, plasma collection centers and blood drive operators.
Key provisions and limits
- Like most ISO professional exclusions, it applies even when the claim alleges negligent supervision, hiring, employment, training or monitoring of others, if the occurrence or offense involved the excluded service.
Quoting and selling notes
- Pair with medical professional and products liability designed for blood services.