What it does
CG 21 11 adds a Coverage B exclusion for "personal and advertising injury" arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft. Bodily injury and property damage are handled under the base form's aircraft exclusion as written.
Who needs it
Insureds that fly drones themselves, hire drone operators, or could be held responsible for drone use by employees.
Key provisions and limits
- The 06 15 unmanned aircraft forms split the aircraft, auto or watercraft exclusion into (1) unmanned aircraft and (2) other aircraft, autos and watercraft, keeping the usual exceptions for the second part.
Quoting and selling notes
- Targets privacy and similar offense claims from drone photography or surveillance.
