What it does
CG 21 10 applies the unmanned aircraft exclusion to Coverage A only: no coverage for bodily injury or property damage arising out of the ownership, maintenance, use or entrustment to others of any unmanned aircraft. Personal and advertising injury (for example privacy claims from drone photography) is not excluded by this form.
Who needs it
Insureds that fly drones themselves, hire drone operators, or could be held responsible for drone use by employees.
Key provisions and limits
- The 06 15 unmanned aircraft forms split the aircraft, auto or watercraft exclusion into (1) unmanned aircraft and (2) other aircraft, autos and watercraft, keeping the usual exceptions for the second part.
Quoting and selling notes
- Use when the carrier wants to remove drone injury and damage exposure but leave Coverage B.
