What it does
CG 00 65 04 13 as the Electronic Data Liability Coverage Form, with declarations on CG DS 09. It covers liability for loss of electronic data, which the CGL excludes under exclusion 2.p.
Who needs it
Data centers, IT installers, network cabling contractors and similar businesses.
Key provisions and limits
- CG 31 73 provides an extended reporting period for this coverage.
Quoting and selling notes
- Cyber and technology E&O policies are usually broader; compare before quoting.
- CG 04 37 offers a lighter, endorsement-based alternative on the CGL.
- Ask whether the client works on or around customer servers, networks or data storage, and whether its contracts make it responsible for data loss; those answers decide between this form, CG 04 37 and a technology E&O or cyber policy.
