1. Most individuals first become eligible for Medicare at:

Age 65, or earlier with certain disabilities

Medicare eligibility generally begins at age 65, with earlier eligibility for certain disabilities or conditions such as end-stage renal disease.

2. Custodial care under a long-term care policy refers to:

Assistance with daily activities like eating and bathing, not requiring medical skill

Custodial care helps with activities of daily living and does not require the skills of medical professionals.

3. An inflation protection feature in a long-term care policy helps by:

Increasing the daily benefit over time to keep pace with rising care costs

Inflation protection raises the policy's benefit levels over time so coverage keeps pace with the rising cost of care.

4. A long-term care policy pays a daily benefit of 200 dollars with a 90-day elimination period. If the insured needs covered care for only 30 days, the policy will pay:

Nothing, because the elimination period is not satisfied

With a 90-day elimination period, no benefits are payable for a 30-day claim because the waiting period has not been met.