Free Vermont Life, Accident & Health Exam Practice Test

The Vermont Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and Vermont insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

28 practice questions · License duration, Temporary license, Reporting actions, Change of name or address, …

General Insurance Concepts

36 practice questions · Speculative risk, Physical hazard, Risk avoidance, Unilateral contract, …

Life Insurance Basics

61 practice questions · Irrevocable beneficiary, Per stirpes, Insurable interest example, Buy-sell funding, …

Types of Life Insurance Policies

39 practice questions · Limited-pay whole life, Single premium, Indexed universal life, Modified premium whole life, …

Life Policy Provisions Options and Riders

47 practice questions · Automatic premium loan, Policy loan, Collateral assignment, Spendthrift clause, …

Annuities

35 practice questions · Deferred annuity, Annuitization, Owner versus annuitant, Exclusion ratio, …

Federal Tax Considerations

31 practice questions · Transfer for value, Estate inclusion, MEC distributions, Qualified plan contributions, …

Individual Accident and Health Provisions

23 practice questions · Notice of claim, Claim forms, Conditionally renewable, Optionally renewable, …

Disability Income Insurance

21 practice questions · Any occupation definition, Benefit limits, Waiver of premium, Nonoccupational coverage, …

Medical Plans

18 practice questions · Gatekeeper, Basic hospital expense, Open enrollment, Benefit maximum, …

Senior and Special Needs

8 practice questions · Medicare eligibility age, Custodial care, Inflation protection, Elimination period calculation, …

Senior and Special Needs

34 practice questions · Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, …

Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.