1. Medicare is primarily a federal health program for people who are:

Age 65 or older or who qualify due to certain disabilities

Medicare is a federal program serving individuals age 65 and older, as well as certain younger people with disabilities or end-stage renal disease.

2. Medicare supplement (Medigap) plans sold in North Carolina are:

Standardized so plans with the same letter offer the same core benefits

Medicare supplement plans are standardized; a plan of a given letter provides the same core benefits regardless of insurer, with North Carolina regulating their sale.

3. Long-term care insurance primarily helps pay for:

Assistance with activities of daily living over an extended period

Long-term care insurance covers extended custodial and skilled care, such as help with bathing, dressing, and eating, that Medicare generally does not cover.

4. Medicaid differs from Medicare primarily in that Medicaid is:

A needs-based program jointly funded by federal and state government

Medicaid is a needs-based assistance program jointly funded by federal and state governments, providing health coverage to eligible low-income individuals.