Free North Carolina Life, Accident & Health Exam Practice Test

The North Carolina Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and North Carolina insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

38 practice questions · Elected commissioner, Department mission, CE hours, License continuation, …

General Insurance Concepts

34 practice questions · Insurable interest timing life, Warranty vs representation, Concealment, Law of large numbers, …

Life Accident and Health Insurance Basics

64 practice questions · Field underwriting, Conditional receipt, Warranty of insurability, Stock vs mutual, …

Types of Life Insurance Policies

32 practice questions · Term life, Whole life, Universal life, Indexed life, …

Life Policy Provisions Options and Riders

50 practice questions · Grace period, Incontestability, Suicide provision, Automatic premium loan, …

Annuities

33 practice questions · Purpose, Deferred annuity, Variable annuity, Annuitization, …

Individual Accident and Health Provisions

35 practice questions · Notice of claim, Claim forms, Proof of loss, Grace period health, …

Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical Plans

23 practice questions · HMO basics, PPO basics, Deductible and coinsurance, HDHP and HSA, …

Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

Senior and Special Needs

38 practice questions · Medicare overview, Medicare supplement standardization, Long-term care, Medicaid, …

Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.