1. Most people become eligible for Medicare at age:

65

Most individuals qualify for Medicare at age 65; certain disabled persons and those with specific conditions may qualify earlier.

2. Medicare Part A is generally premium-free for individuals who:

Have sufficient Medicare-covered work history (payroll taxes)

Part A is usually premium-free for those (or whose spouse) who paid Medicare payroll taxes for the required number of quarters.

3. Which level of long-term care provides assistance with daily living activities and is non-medical?

Custodial care

Custodial care helps with activities of daily living and does not require medical training, unlike skilled care ordered by a physician.

4. An inflation protection feature in a long-term care policy:

Increases benefit amounts over time to offset rising care costs

Inflation protection raises the daily/monthly benefit over time so coverage keeps pace with the rising cost of care.