Free Maryland Life, Accident & Health Exam Practice Test

The Maryland Life, Accident & Health producer exam covers general insurance concepts, life, accident & health policies, and Maryland insurance law and regulation.

70%

Passing score

389

Practice questions

Topics covered on the Life, Accident & Health exam

Insurance Regulation

28 practice questions · Application fee, Misappropriation of premiums, Coercion, Boycott and intimidation, …

General Insurance Concepts

33 practice questions · Speculative risk, Physical hazard, Morale hazard, Unilateral contract, …

Life Accident and Health Insurance Basics

64 practice questions · Stock insurer, Mortality table, Domestic insurer, Foreign insurer, …

Types of Life Insurance Policies

32 practice questions · Term life, Whole life, Universal life, Indexed life, …

Life Policy Provisions Options and Riders

52 practice questions · Entire contract (life), Fixed period settlement, Fixed amount settlement, Interest only settlement, …

Annuities

37 practice questions · Deferred annuity, Annuity (payout) phase, Joint and survivor, Period certain, …

Individual Accident and Health Provisions

36 practice questions · Change of beneficiary, Change of occupation, Misstatement of age (health), Conformity with state statutes, …

Disability Income Insurance

17 practice questions · Purpose, Elimination period, Benefit period, Definition of disability, …

Medical Plans

24 practice questions · Point of service, Gatekeeper, Capitation, Major medical, …

Group Health Insurance

13 practice questions · Characteristics, Underwriting, COBRA, Conversion, …

Dental Insurance

4 practice questions · Categories, Plan types, Comprehensive plan, Orthodontic coverage

Senior and Special Needs

41 practice questions · Medicare eligibility, Part A financing, Levels of care, Inflation protection, …

Federal Tax Considerations

8 practice questions · Life insurance, Annuities, Premium deductibility, Policy dividends, …

Practice Test: Life, Accident & Health

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.