1. Exam Prep
  2. Florida
  3. Personal Lines (20-44)
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Florida Personal Lines (20-44) exam (series 20-44) — 54 practice questions.

Subtopics: PIP requirement, PIP death benefit, Property damage liability, No-fault threshold, Financial responsibility BI limits, FAJUA, Comparative negligence, Proof of insurance, Penalty for lapse, PIP medical percentage, PIP disability percentage, Emergency medical condition, Fourteen-day rule, Uninsured motorist offer, Stacking, Cancellation for nonpayment, Proof of financial responsibility, Bodily injury liability, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. A Florida private passenger auto policy must include personal injury protection (PIP) of at least:

10000 dollars

Florida's no-fault law requires 10000 dollars of PIP medical and disability benefits.

2. Florida PIP coverage includes a death benefit of:

5000 dollars

Florida PIP includes a 5000 dollar death benefit in addition to medical and disability benefits.

3. To register a private passenger vehicle in Florida, the owner must carry property damage liability of at least:

10000 dollars

Florida requires 10000 dollars of property damage liability plus 10000 dollars of PIP to register a private passenger vehicle.

4. Under Florida's no-fault law, an injured person may sue for pain and suffering only if the injury meets:

A statutory serious-injury threshold

Recovery of non-economic damages is limited unless the injury meets the statutory serious-injury threshold under the no-fault law.

All Personal Lines (20-44) topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.