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Free Florida Personal Lines (20-44) Exam Practice Test

Series 20-44 — The Florida Personal Lines exam (20-44) covers personal property and casualty insurance: dwelling and homeowners policies, the personal auto policy, personal umbrella and flood, and Florida insurance law.

100

Scored items (approx.)

120 min

Time limit

70%

Passing score

188

Practice questions

Topics covered on the Personal Lines (20-44) exam

Insurance Regulation

26 practice questions · Continuing education, Law and ethics update, Licensing authority, Regulator of insurers, …

General Insurance Concepts

26 practice questions · Pure vs speculative risk, Hazard, Peril, Moral hazard, …

Property Casualty Basics

54 practice questions · Hurricane deductible, Hurricane deductible application, Catastrophic ground cover collapse, Claims acknowledgment, …

Dwelling Policy

18 practice questions · Purpose, No liability, DP-1 basic form, DP-3 special form, …

Homeowners Policy

30 practice questions · HO purpose, HO-3 special form, HO-5 comprehensive, HO-4 renters, …

Personal Auto Policy

26 practice questions · PIP requirement, PIP death benefit, Property damage liability, No-fault threshold, …

Other Personal Lines

8 practice questions · Personal umbrella, Umbrella underlying limits, Flood insurance NFIP, Flood waiting period, …

Practice Test: Personal Lines (20-44)

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.