CAMARATA MASONRY SYSTEMS LTD

16465 W HARDY ROAD
HOUSTON, TX 77060

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 73% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
  • LCM Decreased by more than 75% of peers.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 25% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 3.8% of the market.
Average

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2023

1.850
(Current: 1.800)
2023

1.950
2023

1.950
2023

1.950
2023

1.950
2023

1.101
2023

-
2023

1.650
2022

1.950
2022

1.850
2022

1.950
2022

1.950
2022

1.950
2022

1.950
2022

1.490
2022

1.048
2022

1.707
2022

1.707
2022

1.707
2022

1.932
2022

1.490
2022

-
2022

1.650
2021

1.850
2021

1.960
2021

1.960
2021

1.950
2021

1.960
2021

1.110
2021

1.950
2021

1.960
2021

1.707
2021

1.196
2021

1.707
2021

1.196
2021

1.932
2021

1.932
2021

1.490
2021

-
2020

1.850
2020

1.960
2020

1.960
2020

1.196
2020

1.960
2020

1.490
2020

1.520
2020

1.490
2020

1.600
2020

1.751
2020

1.859
2020

1.859
2020

1.152
2020

1.152
2020

1.196
2020

1.196
2020

1.932
2020

-
2020

-
2020

-
2020
05-31-2019

1.960
2020
11-05-2019

1.707
2019

1.960
2019

1.960
2019

1.520
2019

1.960
2019

1.235
2019

1.600
2019

1.859
2019

1.645
2019

1.645
2019

1.645
2019

1.645
2019

1.520
2019

1.152
2019

1.153
2019

1.520
2019

1.235
2019

1.583
2019

1.960
2019

1.960
2019

-
2019

1.250
2019

1.110
2019

-
2019

-
2018

1.110
2018

2.575
2018

1.960
2018

1.583
2018

1.960
2018

1.250
2018

1.520
2018

1.960
2018

1.859
2018

1.110
2018

1.859
2018

1.900
2018

1.235
2018

1.490
2018

1.583
2018

1.583
2018

1.900
2018

1.235
2018

1.490
2018

-
2017

1.170
2017

1.136
2017

1.747
2017

1.450
2017

2.575
2017

1.859
2017

1.460
2017

1.110
2017

1.859
2017

1.900
2017

1.460
2017

1.110
2017

1.583
2017

1.960
2017

-
2017

-
2016

2.850
2016

1.170
2016

-
2016

1.922
2016

1.398
2016

1.136
2016

1.345
2016

1.747
2016

-
2016

2.180
2016

2.575
2016

1.345
2016

-
2016

1.345
2016

1.460
2016

-
2016

1.345
2016

1.345
2016

1.398
2016

-
2015

-
2015

-
2015

1.345
2015

-
2015

-
2015

-
2015

-
2015

-
2015

1.345
2015

1.345
2015

-
2015

-
2015

-
2014

-
2014

-
2013
03-07-2013

-
2012
03-07-2012

-
2011
03-07-2011

-
2010
03-07-2010

-

Contacts

Musgzgc Z Jkuihylizr
Partner
(099) 324-9765
yyuf@wsukzsvigeaxabc.sri

821
(149) 842-7732
19

Industry Classification


OSHA

Motor Carrier