John Haughey & Sons, Inc.

3110 Versailles Ave
McKeesport, PA 15132

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 14th percentile compared to peers.
  • There was a recent mod decrease.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 17th percentile compared to peers.
  • In the last year, LCM Decreased by 14%. While peers Increased an average of 2%.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 13% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 99th percentile at 6.3% of the market.
Good

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.450
2021

1.680
2020

-
2019

-
2019
11-23-2018

1.359
2018

1.359
2017

1.190
2017
11-23-2016

1.517
2016

1.517
2015

1.517
2015
11-23-2014

1.427
2014

-
2014
02-01-2014

-
2014
02-01-2014

-
2013

-
2013

-
2013

-
2013
11-23-2012

-
2012

-
2012

-
2012

-
2012
11-28-2012

-
2012
11-28-2012

-
2011

-
2011

-
2011

-
2011

-
2011

-
2010

-
2010

-
2010

-
2009

-
2009

-
2009

-

Contacts

Lcvbesr Ewonfte
President
(488) 933-5861
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Industry Classification


OSHA