Greens Communications Inc

210 W Market St
Pottsville, PA 17901

Talking Points

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 74% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 9% of peers have changed carriers since last year.
  • Of those who changed carriers, 1.1% increased their LCM vs those who stayed with their current provider who saw a 1.9% increase.
  • Current Carrier's market share is in the 50th percentile at 2.9% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

2.130
2021

2.098
2020

1.908
2019

1.407
2018

1.407
2017

1.334
2016

1.334
2016
12-02-2015

1.631
2015

1.504
2014

-
2013

-
2013
12-02-2012

-
2012

-
2011

-
2010

-
2009

-

Contacts

Hltcen J Nepyi
President
(684) 387-6968
c40

Industry Classification