JL Horgan Services LLC

1213 Patty Circle
Lansdale, PA 19446

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 3rd percentile compared to peers.
  • Mod decreased by more than 75% of peers.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 2nd percentile compared to peers.
  • In the last year, LCM Decreased by 27%. While peers Increased an average of 2%.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 10% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 3.8% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.130
2022
11-19-2021

1.130
2021

1.548
2020

1.407
2019

1.407
2018

1.407
2017

1.334
2017
11-19-2016

1.778
2016

1.778
2015

1.307
2014
11-19-2014

-
2013

-

Contacts

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Principal
(389) 008-5526
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Industry Classification

Motor Carrier