K & R Services, Inc.

PO Box 507 1384 Kirby Road
Waynesburg, PA 15370

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 49th percentile.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 51st percentile.
Average

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 10% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 4.6% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2023

1.780
2022

1.780
2021

1.780
2020

1.780
2019
10-08-2019

2.719
2018

2.719
2017

2.719
2016

2.719
2015

1.744
2015

2.210
2014

-
2014

-
2013

-
2012

-
2011

-
2010
10-08-2010

-
2009

-

Contacts

Knfouis Efhzcupxtq
(291) 242-9198
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President
(284) 585-4229
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(915) 375-4591
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Industry Classification

Motor Carrier