Professional Healthcare Associates Inc

311 Market St
Kingston, PA 18704

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 2nd percentile compared to peers.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 7th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 15% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 50th percentile at 4.2% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.369
2021

1.369
2020

-
2019

-
2018

-
2017

-
2016

-
2016
12-18-2015

-
2015

-
2014

-
2014
12-18-2013

-
2013

-
2013
12-18-2012

-
2012
02-07-2012

-
2011
11-29-2011

-
2010

-
2009
11-29-2009

-

Contacts

Eowmsdcat Xdaeaitlz
Partner
(207) 227-3742
02

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578
Zzajrdt9@dgn.ezu

Industry Classification