Shawn Mascellino & Mascellino Contracting LLC

71 S Petrie Rd
Coraopolis, PA 15108

Talking Points

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 78% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
  • In the last year, LCM Increased by 13%. While peers Increased an average of 2%.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 15% of peers have changed carriers since last year.
  • Of those who changed carriers, 0.4% increased their LCM vs those who stayed with their current provider who saw a 2% increase.
  • Current Carrier's market share is in the 95th percentile at 4.3% of the market.
Good

Similar Businesses

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2024

2.105
2023
09-14-2023

1.860
2022

1.650
2021

1.590
2020

1.590
2019

1.590
2018

1.590
2017

1.524
2016

1.524
2015

1.524
2014

-
2013

-
2013
09-14-2012

-
2012

-
2011

-
2011
09-14-2010

-
2010

-
2009

-

Contacts

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President
(650) 401-2500
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Industry Classification

Motor Carrier