Shawn Mascellino & Mascellino Contracting LLC

71 S Petrie Rd
Coraopolis, PA 15108

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • Increasing LCM and decreasing market share may indicate carrier is tightening underwriting guidelines and/or has written higher risk accounts that they are less willing to fight for.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 44th percentile.
Average

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 12% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 1.4% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.650
(Current: 1.860)
2021

1.590
2020

1.590
2019

1.590
2018

1.590
2017

1.524
2016

1.524
2015

1.524
2014

-
2013

-
2013
09-14-2012

-
2012

-
2011

-
2011
09-14-2010

-
2010

-
2009

-

Contacts

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President
(893) 989-5277
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Industry Classification

Motor Carrier