CUSTOM LAWN SPRINKLER CO LLC &

PO BOX 420
LONG BRANCH, NJ 07740

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

Premium

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium. Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

  • Premium is Higher than 100% of peers.
  • In the last year, premium Increased by more than 75% of peers.
Needs Attention

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is high. It is in the 94th percentile compared to peers.
  • Mod decreased by more than 75% of peers.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 22% of peers have changed carriers since last year. Those who did, saw a 41% decrease in premium vs those who stayed with their current provider had a 5.3% decrease, roughly 8x those who stayed with their current provider.
  • Current Carrier's market share is in the 75th percentile at 6.5% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod Carrier Premium
2023
AR
2022
AR
2021

2021

2021

2021

2021

2021

2021

2021
AR
2020
AR
2020
AR
2019

2019

2018

2018

2017

2017

2017

2016

2016

2015

2015

2014

2013

2013

2012

Contacts

Rxtua Bkamrwb
Controller
(390) 846-0233
wykx@frakrkeyjs34.ris

08
(151) 163-7353
6f

8
488e
twnmyojywzo@yyh.hjh

Industry Classification

Motor Carrier