MUNICH-AMERICAN HOLDING CORPORATION

555 COLLEGE RD EAST
PRINCETON, NJ 08543

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 1st percentile compared to peers.
  • Mod decreased by more than 75% of peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 22% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 10.3% of the market.
Good

OSHA

Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.

  • Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Needs Attention

Business Stats

Policy History

Term Carrier Premium LCM
2023

2.000
2023

2.910
2023

2.477
2023

2.111
2023

2.506
2023

1.801
2023

2.033
2023

2.350
2023

-
2023

2.350
2023

-
2023

2.296
2023

1.764
2023

1.979
2023

1.959
2023

2.321
2023

1.800
2023

1.520
2023

2.020
2023

2.241
2023

2.500
2023

1.900
2022

1.950
2022

2.910
2022

2.477
2022

2.111
2022

2.510
2022

2.033
2022

1.800
2022

2.350
2022

-
2022

2.351
2022

-
2022

-
2022

1.764
2022

-
2022

2.523
2022

1.960
2022

2.322
2022

1.800
2022

1.545
2022

-
2022

2.020
2022

2.240
2022

2.500
2022

1.900
2021

1.950
2021

2.910
2021

2.477
2021

2.111
2021

2.510
2021

1.800
2021

2.033
2021

2.350
2021

-
2021

2.350
2021

2.250
2021

-
2021

-
2021

1.764
2021

-
2021

2.523
2021

1.960
2021

2.322
2021

1.800
2021

1.545
2021

-
2021

1.282
2021

2.020
2021

2.550
2021

2.240
2021

2.500
2021

1.719
2020

-
2020

1.950
2020

2.226
2020

-
2020

2.506
2020

1.800
2020

-
2020

-
2020

2.350
2020

2.250
2020

-
2020

1.764
2020

2.472
2020

1.960
2020

2.322
2020

1.800
2020

-
2020

-
2020

1.290
2020

2.020
2020

2.250
2020

-
2020

2.500
2020

1.419
2020

1.723
2020
05-15-2020

-
2019

1.203
2019

-
2019

2.105
2019

-
2019

2.130
2019

1.416
2019

-
2019

1.400
2019

1.802
2019

-
2019

-
2019

1.499
2019

-
2019

1.560
2019

1.431
2019

-
2019

-
2019

1.097
2019

-
2019

1.802
2019

-
2019

1.976
2019

1.460
2019

1.723
2018

1.203
2018

-
2018

-
2018

-
2018

1.184
2018

1.802
2018

-
2018

1.499
2018

-
2018

-
2018

1.362
2018

1.431
2018

-
2018

1.097
2018

1.802
2018

1.883
2018

1.753
2017

1.203
2017

-
2017

-
2017

1.416
2017

1.097
2017

1.184
2017

1.802
2017

-
2017

1.499
2017

1.362
2017

-
2017

1.097
2017

1.802
2017

1.753
2016

-
2016

-
2016

-
2016

-
2016

1.203
2016

1.416
2016

-
2016

1.416
2016

1.184
2016

1.744
2016

-
2016

1.362
2016

-
2016

1.097
2016

-
2016

1.744
2016

1.753
2016

1.184
2016

1.802
2016

1.362
2016

-
2016

1.802
2016

1.753
2015

-
2015

-
2015

-
2015

1.416
2015

-
2015

-
2015

-
2015

1.744
2015

-
2015

-
2015

1.744
2015

-
2015

1.184
2015

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

1.416
2014

-
2014

1.416
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

-
2014

1.744
2014

-
2014

-
2014

1.744
2014

-
2014

-
2014
12-28-2013

-
2014
01-01-2014

1.254
2014
01-01-2014

-
2014
01-01-2014

-
2013
PEO
-
2013

-
2013

1.416
2013

-
2013

-
2013

-
2013

-
2013

-
2013
05-01-2012

-
2013
05-01-2012

-
2013
05-01-2012

-
2013
03-15-2013

-
2012
PEO
-
2012

-
2012

1.416
2012

-
2012

-
2012

-
2012

-
2012

-
2012
03-06-2012

-
2012
03-06-2012

-
2012
03-06-2012

-
2012
03-15-2012

-
2011

-
2011

-
2011

-
2011

-
2011

-
2011

-
2011
03-06-2011

-
2010

-
2010

-
2010

-
2010

-
2010
03-06-2010

-
2009

-
2009

-
2009

-
2009
03-06-2009

-
2009
03-15-2009

-

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Managing Director, Munich Re / H
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Industry Classification

Retirement Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 65,535,086 $ 91,535,551 $ 51,147,615 $ 89,341,441 $ 1,831,409 $ 52,395,943 $ 77,598,996 $ 89,510,158 $ 98,282,608 $ 38,474,863 $ 17,836,608 $ 2,492,538
Liabilities: $ 0 $ 61 $ 16 $ 1 $ 934 $ 3
EE Contrib: $ 3,898,050 $ 3,130,091 $ 9,885,938 $ 6,391,957 $ 6,233,229 $ 8,524,073 $ 745,663 $ 5,877,022 $ 9,458,702 $ 5,130,349 $ 5,047,798 $ 265,710
Emp Contrib: $ 1,840,869 $ 3,878,438 $ 3,141,743 $ 4,197,462 $ 1,051,211 $ 678,190 $ 64,600 $ 526,533 $ 549,507 $ 486,398 $ 165,632 $ 114,288
Income/Loss: $ 6,099,454 $ 6,662,025 $ 7,031,518($ 1,100,258) $ 1,688,976 $ 693,790($ 2,244,488) $ 4,333,560 $ 3,974,970 $ 5,215,250($ 309,075) $ 915,181
Total Income: $ 15,833,504 $ 19,475,492 $ 15,330,769 $ 8,899,606 $ 66,912,243 $ 3,124,308 $ 2,508,003 $ 1,422,946 $ 7,220,368 $ 7,727,568 $ 3,369,813 $ 1,309,628
Paid Benefits: $ 5,240,561 $ 9,459,221 $ 8,211,132 $ 4,919,907 $ 3,027,201 $ 7,930,427 $ 6,084,525 $ 5,352,751 $ 8,253,634 $ 7,367,216 $ 5,534,220 $ 8,352,944
Expenses: $ 0 $ 6 $ 67 $ 266 $ 17 $ 1 $ 36 $ 5
  Commission: $ 103,159 $ 321,916 $ 25,383 $ 3,656 $ 19,581 $ 88,007 $ 82,585 $ 53,020 $ 3,968 $ 5,076 $ 14,998 $ 16,837
Net Income: $ 10,489,784 $ 4,645,180 $ 67,210,561($ 1,455,636) $ 9,341,080 $ 3,890,565 $ 2,415,026 $ 8,486,834 $ 7,627,327 $ 5,407,652 $ 757,809 $ 3,789,670
Net Assets: $ 79,596,387 $ 38,041,646 $ 61,674,086 $ 29,309,088 $ 9,964,784 $ 9,027,704 $ 76,829,501 $ 13,928,946 $ 63,042,565 $ 32,097,772 $ 21,069,763 $ 62,718,748

Participants

202120202019201820172016201520142013201220112010
Total Participants:424184144083678466881253233127733240
Active Part.:256083379916444663198385528329424076
Retired Part.:1782601187191921430
Deceased Part.:b0d31 507b3f25d74b11c8a62

Insurance

No Insurance Coverage

Providers

IDEKAIAPOD XU CYKOMAJL
5901 PEACHTREE DUNWOODY RD BLDG B, SUITE 170
ATLANTA, GA 30328
Recordkeeping and information management (computing, tabulating, data processing, etc.)
Consulting (pension)
Compensation:$62,581
Relation:RECORDKEEPER
PCQRALPVNE IKMDQDUI & RTAMHZJJ EXSR
1180 WEST PEACHTREE ST, SUITE 2475
ATLANTA, GA 30309
Investment advisory (plan)
Compensation:$19,070
Relation:SERVICE PROVIDER
TCRX, YNXTA & PGVOCP, UIXInvestment advisory (plan)
Compensation:$13,500
Relation:SERVICE PROVIDER

Features

    2E - Profit-sharing

    2F - ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.

    2G - Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2J - Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2K - Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.

    3H - Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

    2T - Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D - Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Health Benefits

Financials

202120202019201820172016201520142013201220112010
BOY Assets: $ 0 $ 7 $ 494 $ 60 $ 56
Liabilities: $ 0 $ 9 $ 7 $ 1 $ 3 $ 656 $ 3 $ 3 $ 3
EE Contrib: $ 0 $ 8 $ 2 $ 759 $ 6 $ 2
Emp Contrib: $ 0 $ 3 $ 7 $ 715
Income/Loss: $ 0 $ 8 $ 4 $ 60 $ 8 $ 4 $ 3 $ 0
Total Income: $ 0 $ 7 $ 71 $ 1 $ 58 $ 3 $ 8
Paid Benefits: $ 0 $ 2 $ 250 $ 6 $ 3 $ 8 $ 2 $ 22 $ 2
Expenses: $ 0 $ 39 $ 63 $ 4 $ 1 $ 73 $ 36 $ 3 $ 79
  Commission: $ 0 $ 40 $ 9 $ 60 $ 60
Net Income: $ 0 $ 35 $ 5 $ 94 $ 8 $ 5 $ 6 $ 48 $ 5 $ 4
Net Assets: $ 0 $ 8 $ 6 $ 285 $ 6 $ 5

Participants

202120202019201820172016201520142013201220112010
Total Participants:434800021492092010893679174739565119818200806569
Active Part.:427175525470787286670722651901230398924243948740
Retired Part.:7715445444008554343d7f27b
Deceased Part.:a5f8 faf4921881156b0

Insurance

FMNJD NZKV CANHDCKWB EBTNVBR
Renewal:12-31-2021
Covered:1873
  1. Indemnity Contract
  2. ACCIDENT, CRITICAL ILLNESS, HOSPITAL INDEMNITY

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 566,008
Commission10.75% $ 60,864
Fees0% $ 0
Brokers
AERXPI RFAUMKSYJN HDDIEV XHAS TM GLCHIZR
Renewal:12-31-2021
Covered:96
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 671,176
Commission0% $ 0
Fees0% $ 0
ZTMQLI MGHFYKROZP BZYHNW HZLZ ZGL.
Renewal:12-31-2021
Covered:25
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 193,630
Commission0% $ 0
Fees0% $ 0
FNQKWP GVMHDF NDZP
Renewal:12-31-2021
Covered:5325
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 293,958
Commission0% $ 0
Fees0% $ 0
CKRJNC NSRPRA AJDB
Renewal:12-31-2021
Covered:79
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,629
Commission0% $ 0
Fees0% $ 0
ZYMBHB ARPWAS FXVI
Renewal:12-31-2021
Covered:2216
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 144,546
Commission0% $ 0
Fees0% $ 0
VPNP RAULLIFIX BJBBABI VP KODDH AZYWFPZ
Renewal:12-31-2021
Covered:4271
  1. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 10,898
Commission0% $ 0
Fees0% $ 0
QCHM PRIPAHSUW HFYVYGO SR DPSUM JIKWOMT
Renewal:12-31-2021
Covered:4271
  1. Long Term Disab. Ins

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,126,319
Commission4.67% $ 52,593
Fees2.72% $ 30,671
Brokers
EXQF IPELYPELB MPOZGIS CK THUMJ XETVDBG
Renewal:12-31-2021
Covered:4271
  1. Life Insurance

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 3,327,478
Commission0% $ 0
Fees1.62% $ 53,882
Brokers
SIPVIM MZXWQQ QCPW
Renewal:12-31-2021
Covered:19
  1. Vision

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 1,124
Commission0% $ 0
Fees0% $ 0
RUPR XAFLJHGEF KPPSZQK FE PZYIG SVPXVOE
Renewal:12-31-2021
Covered:4271
  1. ACCIDENTAL DEATH AND DISMEMBERMENT

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 162,958
Commission0% $ 0
Fees1.41% $ 2,303
Brokers
SUOSWI MOOUTOTIGA DKDDMZ EXYX KED.
Renewal:12-31-2021
Covered:54
  1. Health
  2. Prescription Drug
  3. HMO Contract

Retention: $ 0
Claims: $ 0
Loss Ratio:
Exp Rated Premium $ 0
Non-Exp Rated Premium: $ 358,678
Commission0% $ 0
Fees0% $ 0

Providers

No Providers

Features

    4A - Health (other than vision or dental).

    4B - Life insurance.

    4D - Dental.

    4E - Vision.

    4F - Temporary disability (accident and sickness).

    4H - Long-term disability.

    4L - Death benefits (include travel accident but not life insurance).


OSHA