TOM & JINIWIN SCHROEDER DBA SCHROEDER RO

PO BOX 119
COLE CAMP, MO 65325

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 6th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 10% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 75th percentile at 2.1% of the market.
Good

Business Stats

County
FEIN
Bureau ID
Renewal Mod
PEO
Employees
Sales
OSHA Violations
OSHA Penalty Amount
Drivers
Power Units
Auto Carrier

Policy History

Term Carrier LCM
2023
08-12-2022
1.190
2022
06-13-2022
1.190
2021
10-12-2020
1.190
2020

1.160
2019
08-12-2019
1.530
2017

-

Contacts

Industry Classification

Industry
Class
 
Loss Cost
NAICS
 Water and Sewer Line and Related Structures Construction
SIC
 Water, Sewer, and Utility Lines
Related GL Codes* 91302
Cable Installation in Conduits or Subways
91577
Conduit Construction for Cables or Wires
91588
Contractors--Subcontracted Work--In Connection with Bridge, Tunnel, Elevated Street or Highway Construction, Reconstruction or Repair
91586
Contractors--Subcontracted Work--In Connection with Oil and Gas Field Construction, Reconstruction or Repair
91587
Contractors--Subcontracted Work--In Connection with Pipeline (Other Than Oil or Gas) or Communication or Power Line Construction, Reconstruction or Repair
92446
Electric Light or Power Line Construction
Related Class Codes* 5190
Electrical Wiring--Within Buildings & Drivers.
6325
Conduit Construction--For Cables or Wires & Drivers
5222
Concrete Construction in Connection With Bridges or Culverts
6233
Oil or Gas--Pipeline Construction & Drivers
6319
Steam Mains or Connections Construction & Drivers
7538
Electric Light or Power Line Construction & Drivers
6306
Sewer Construction--All Operations & Drivers
7601

7612

7613

7611
Related SIC Codes*

Class Codes - Just The Start


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