Delaware Racing Association is based in New Castle county in Delaware. They operate in the Services industry, specifically in Racing Including Track Operation, which is a low risk industry. It is worth putting effort into risk management to be able to leave the Assigned Risk pool.
Having been with the same worker's comp carrier for 17 years, it may be wise to shop around. We see commercial coverage for them in 3 states including Delaware, Florida, Maryland.
The LCM is the rate that is applied to a carrier, representing the risk covered by that carrier. The current carrier's LCM is 1.101. An LCM of 1.101 is pretty good. More details on how it compares can be seen below. Their LCM has decreased -27% which is a good sign. They either shifted to a better carrier tier, or were placed with a better carrier.
An Experience Mod (MOD) is a rate applied to the business. It represents how risky the business is based on past claims. This business has a MOD of... You'll need to join... Which is a little high, but really depends on the type of business. The rating based on their claims (MOD) went down by -8% which is great. It might make sense to shop around for new coverage. Carriers love lower risk.
This chart represents the range and distribution that carriers are charging per $100 of payroll for businesses similar to Delaware Racing Association. This can give you an idea of what carriers might best fit your business.
Enter the State, Mod, and Payroll for each employee class to get premium estimates from the top carriers writing that class of business
Carriers are sorted by number of accounts in that class of business.
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