Overture LLC

2423 CONCORD PIKE
WILMINGTON, DE 19803

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is very good. It is in the 15th percentile compared to peers.
  • There was a recent mod decrease.
Good

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is in-line with peers, in the 39th percentile.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 7% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 10.5% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

1.590
2021

1.590
2020

1.590
2019

1.590
2018

1.590
2017

1.517
2017
11-25-2016

1.642
2017
11-25-2016

1.642
2016

1.642
2015

1.642
2015
11-25-2014

1.642
2014

-
2013

-
2012

-
2011

-
2010

-
2009

-

Contacts

Oyab Ikdqlbhs
Owner
(195) 472-5694
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Industry Classification