Fidelitrade Incorporated

3601 N Market St
Wilmington, DE 19802

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 54th percentile.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Very Good, in the 28th percentile compared to peers.
Good

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 17% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 95th percentile at 29.2% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier Premium LCM
2023

1.000
2023

1.673
2022

1.040
2022

1.673
2021

1.040
2021

1.673
2020

1.780
2020

1.500
2019

1.780
2019

1.390
2018

1.780
2018

1.390
2017

1.526
2017

1.326
2016

1.526
2016

1.326
2015

1.526
2015

1.223
2014

1.387
2014

-
2013

1.387
2013

-
2012
03-01-2011

1.254
2012
03-01-2011

-
2012
03-01-2011

-
2012
03-01-2012

1.250
2012
03-01-2012

-
2011

-
2010

-
2009

-

Contacts

Ztk Wilhc
Owner
(445) 233-8916
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Industry Classification